Gordon M. Aamoth, Jr., 32, Sandler O'Neill + Partners, World Trade Center.

Edelmiro Abad, 54, Brooklyn, N.Y., Fiduciary Trust Company International, World Trade Center.

Marie Rose Abad, 49, Keefe, Bruyette & Woods, Inc., World Trade Center.

Andrew Anthony Abate, 37, Melville, N.Y., Cantor Fitzgerald, World Trade Center.

Vincent Paul Abate, 40, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

Laurence Christopher Abel, 37, New York City, Cantor Fitzgerald, World Trade Center.

Alona Abraham, 30, Ashdod, Israel, Passenger, United 175, World Trade Center.

William F. Abrahamson, 55, Westchester County, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Richard Anthony Aceto, 42, Marsh & McLennan Companies, Inc., World Trade Center.

Heinrich Bernhard Ackermann, 38, Aon Corporation, World Trade Center.

Paul Acquaviva, 29, Glen Rock, N.J., Cantor Fitzgerald, World Trade Center.

Christian Adams, 37, Passenger, United 93, Shanksville, Pa..

Donald LaRoy Adams, 28, Cantor Fitzgerald, World Trade Center.

Patrick Adams, 61, Fuji Bank, Ltd. security, World Trade Center.

Shannon Lewis Adams, 25, Cantor Fitzgerald, World Trade Center.

Stephen George Adams, 51, New York City, Windows on the World, World Trade Center.

Ignatius Udo Adanga, 62, Bronx, N.Y., New York Metropolitan Transportation Council, World Trade Center.

Christy A. Addamo, 28, New Hyde Park, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Terence Edward Adderley, Jr., 22, New York City, Fred Alger Management, Inc., World Trade Center.

Sophia B. Addo, 36, Bronx, N.Y., Windows on the World, World Trade Center.

Lee Adler, 48, Cantor Fitzgerald, World Trade Center.

Daniel Thomas Afflitto, 32, Manalapan, N.J., Cantor Fitzgerald, World Trade Center.

Emmanuel Akwasi Afuakwah, 37, Windows on the World, World Trade Center.

Alok Agarwal, 36, Cantor Fitzgerald, World Trade Center.

Mukul Kumar Agarwala, 37, Fiduciary Trust Company International, World Trade Center.

Joseph Agnello, 35, Belle Harbor, N.Y., New York City Fire Department, World Trade Center.

David Scott Agnes, 46, Port Washington, N.Y., Cantor Fitzgerald, World Trade Center.

Joao Alberto da Fonseca Aguiar, Jr., 30, Hoboken, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.

Brian G. Ahearn, 43, Huntington, N.Y., New York City Fire Department, World Trade Center.

Jeremiah Joseph Ahern, 74, New Jersey, New York State Department of Taxation and Finance, World Trade Center.

Joanne Marie Ahladiotis, 27, Forest Hills, N.Y., Cantor Fitzgerald, World Trade Center.

Shabbir Ahmed, 47, Brooklyn, N.Y., Windows on the World, World Trade Center.

Terrance Andre Aiken, 30, Marsh & McLennan consultant, World Trade Center.

Godwin O. Ajala, 33, Summit Security Services, Inc., World Trade Center, died 9/15/01.

Trudi M. Alagero, 37, New York City, Marsh & McLennan Companies, Inc., World Trade Center.

Andrew Alameno, 37, Westfield, N.J., Cantor Fitzgerald, World Trade Center.

Margaret Ann Alario, 41, Staten Island, N.Y., Aon Corporation visitor from Zurich Financial Services, World Trade Center.

Gary M. Albero, 39, Emerson, N.J., Aon Corporation, World Trade Center.

Jon Leslie Albert, 46, Upper Nyack, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Peter Craig Alderman, 25, New York City, Risk Waters Group conference attendee from Bloomberg L.P., World Trade Center.

Jacquelyn Delaine Aldridge-Frederick, 46, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

David D. Alger, 57, New York City, Fred Alger Management, Inc., World Trade Center.

Ernest Alikakos, 43, Brooklyn, N.Y., New York State Department of Taxation and Finance, World Trade Center.

Edward L. Allegretto, 51, Cantor Fitzgerald, World Trade Center.

Eric Allen, 44, Brooklyn, N.Y., New York City Fire Department, World Trade Center.

Joseph Ryan Allen, 39, Cantor Fitzgerald, World Trade Center.

Richard Dennis Allen, 31, Rockaway Beach, N.Y., New York City Fire Department, World Trade Center.

Richard L. Allen, 30, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Christopher E. Allingham, 36, River Edge, N.J., Cantor Fitzgerald, World Trade Center.

Anna S. W. Allison, 48, Stoneham, Mass., Passenger, United 11, World Trade Center.

Janet Marie Alonso, 41, Stony Point, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Anthony Alvarado, 31, Cantor Fitzgerald, Forte Food Service, World Trade Center.

Antonio Javier Alvarez, 23, Windows on the World, World Trade Center.

Victoria Alvarez-Brito, 38, Queens, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Telmo E. Alvear, 25, Windows on the World, World Trade Center.

Cesar Amoranto Alviar, 60, Marsh & McLennan Companies, Inc., World Trade Center.

Tariq Amanullah, 40, Fiduciary Trust Company International, World Trade Center.

Angelo Amaranto, 60, ABM Industries Inc., World Trade Center.

James M. Amato, 43, New York City Fire Department, World Trade Center.

Joseph Amatuccio, 41, Port Authority of New York and New Jersey first responders, World Trade Center.

Paul W. Ambrose, 32, Washington, D.C., Passenger, American 77, Pentagon.

Christopher Charles Amoroso, 29, Port Authority Police Department, World Trade Center.

Craig Scott Amundson, 28, Fort Belvoir, Va., United States Army, Pentagon.

Kazuhiro Anai, 42, Scarsdale, N.Y., Nishi-Nippon Bank, Ltd., World Trade Center.

Calixto Anaya, Jr., 35, Suffern, N.Y., New York City Fire Department, World Trade Center.

Joseph P. Anchundia, 26, New York City, Sandler O'Neill + Partners, World Trade Center.

Kermit Charles Anderson, 57, Green Brook, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Yvette Constance Anderson, 53, New York City, New York State Department of Taxation and Finance, World Trade Center.

John Jack Andreacchio, 52, Brooklyn, N.Y., Fuji Bank, Ltd., World Trade Center.

Michael Rourke Andrews, 34, Cantor Fitzgerald, World Trade Center.

Jean Ann Andrucki, 43, Hoboken, N.J., Port Authority of New York and New Jersey, World Trade Center.

Siew-Nya Ang, 37, Marsh & McLennan Companies, Inc., World Trade Center.

Joseph Angelini, Sr., 63, Lindenhurst, N.Y., New York City Fire Department, World Trade Center.

Joseph John Angelini, Jr., 38, Lindenhurst, N.Y., New York City Fire Department, World Trade Center.

David Lawrence Angell, 54, Providence, R.I., Passenger, United 11, World Trade Center.

Mary Lynn Edwards Angell, 52, Cape Cod, Mass. and Pasadena, Calif., Passenger, United 11, World Trade Center.

Laura Angilletta, 23, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Doreen J. Angrisani, 44, Ridgewood, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Lorraine Antigua, 32, Middletown, N.J., Cantor Fitzgerald, World Trade Center.

Seima David Aoyama, 48, Los Angeles, Calif., Passenger, United 11, World Trade Center.

Peter Paul Apollo, 26, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

Faustino Apostol, Jr., 55, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Frank Thomas Aquilino, 26, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Patrick Michael Aranyos, 26, New York City, Euro Brokers, World Trade Center.

David Gregory Arce, 36, New York City Fire Department, World Trade Center.

Michael George Arczynski, 45, New Jersey, Aon Corporation, World Trade Center.

Louis Arena, 32, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Barbara Jean Arestegui, 38, Marstons Mills, Mass. and Hawthorne, Calif., Flight Crew, United 11, World Trade Center.

Adam P. Arias, 37, Staten Island, N.Y., Euro Brokers, World Trade Center.

Michael J. Armstrong, 34, New York City, Cantor Fitzgerald, World Trade Center.

Jack Charles Aron, 52, Bergenfield, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Joshua Todd Aron, 29, New York City, Cantor Fitzgerald, World Trade Center.

Richard Avery Aronow, 48, Mahwah, N.J., Port Authority of New York and New Jersey, World Trade Center.

Myra Joy Aronson, 50, Charlestown, Mass., Passenger, United 11, World Trade Center.

Japhet Jesse Aryee, 49, New York State Department of Taxation and Finance, World Trade Center.

Carl Francis Asaro, 37, Middletown, N.Y., New York City Fire Department, World Trade Center.

Michael A. Asciak, 47, Ridgefield, N.J., Carr Futures, Inc., World Trade Center.

Michael Edward Asher, 53, Monroe, N.Y., Cantor Fitzgerald, World Trade Center.

Janice Marie Ashley, 25, Rockville Centre, N.Y., Fred Alger Management, Inc., World Trade Center.

Thomas J. Ashton, 21, Woodside, N.Y., Marsh & McLennan contractor from Denino Electric Construction Corp., International Brotherhood of Electrical Workers, World Trade Center.

Manuel O. Asitimbay, 35, Brooklyn, N.Y., Windows on the World, World Trade Center.

Gregg A. Atlas, 44, Howells, N.Y., New York City Fire Department, World Trade Center.

Gerald Thomas Atwood, 38, Brooklyn, N.Y., New York City Fire Department, World Trade Center.

James Audiffred, 38, ABM Industries Inc., World Trade Center.

Louis F. Aversano, Jr., 58, Manalapan, N.J., Aon Corporation, World Trade Center.

Ezra Aviles, 41, Commack, N.Y., Port Authority of New York and New Jersey, World Trade Center.

Sandy Ayala, 36, Windows on the World, World Trade Center.

Arlene T. Babakitis, 47, Port Authority of New York and New Jersey, World Trade Center.

Eustace R. Bacchus, 48, Metuchen, N.J., Windows on the World visitor, World Trade Center.

John J. Badagliacca, 35, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Jane Ellen Baeszler, 43, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Robert J. Baierwalter, 44, Albertson, N.Y., Aon Corporation visitor from FM Global, World Trade Center.

Andrew J. Bailey, 29, Queens, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Brett T. Bailey, 28, New York City, Euro Brokers, World Trade Center.

Garnet Ace Bailey, 53, Lynnfield, Mass., Passenger, United 175, World Trade Center.

Tatyana Bakalinskaya, 43, Marsh & McLennan consultant, World Trade Center.

Michael S. Baksh, 36, Marsh & McLennan Companies, Inc., World Trade Center.

Sharon M. Balkcom, 43, White Plains, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Michael Andrew Bane, 33, Marsh & McLennan Companies, Inc., World Trade Center.

Katherine Bantis, 44, Marsh & McLennan Companies, Inc., World Trade Center.

Gerard Baptiste, 35, Riverdale, N.Y., New York City Fire Department, World Trade Center.

Walter Baran, 42, Staten Island, N.Y., Fiduciary Trust Company International, World Trade Center.

Gerard A. Barbara, 53, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Paul Vincent Barbaro, 35, Holmdel, N.J., Cantor Fitzgerald, World Trade Center.

James William Barbella, 53, Oceanside, N.Y., Port Authority of New York and New Jersey first responders, World Trade Center.

Victor Daniel Barbosa, 23, Bronx, N.Y., Top of the World, World Trade Center.

Christine Johnna Barbuto, 32, Brookline, Mass., Passenger, United 11, World Trade Center.

Colleen Ann Barkow, 26, Cantor Fitzgerald, World Trade Center.

David Michael Barkway, 34, Cantor Fitzgerald visitor, World Trade Center.

Matthew Barnes, 37, Monroe, N.Y., New York City Fire Department, World Trade Center.

Melissa Rose Barnes, 27, Virginia, United States Navy, Pentagon.

Sheila Patricia Barnes, 55, Aon Corporation, World Trade Center.

Evan Jay Baron, 38, Bridgewater, N.J., Carr Futures, Inc., World Trade Center.

Renee Barrett-Arjune, 41, Cantor Fitzgerald, World Trade Center, died 10/14/01.

Arthur Thaddeus Barry, 35, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Diane G. Barry, 60, Staten Island, N.Y., Aon Corporation, World Trade Center.

Maurice Vincent Barry, 48, Rutherford, N.J., Port Authority Police Department, World Trade Center.

Scott D. Bart, 28, Malverne, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Carlton W. Bartels, 44, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Guy Barzvi, 29, Forest Hills, N.Y., Cantor Fitzgerald, World Trade Center.

Inna B. Basina, 43, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

Alysia Christine Burton Basmajian, 23, Bayonne, N.J., Cantor Fitzgerald, World Trade Center.

Kenneth William Basnicki, 48, Risk Waters Group conference attendee from BEA Systems, Inc., World Trade Center.

Steven Joseph Bates, 42, Glendale, N.Y., New York City Fire Department, World Trade Center.

Paul James Battaglia, 22, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

W. David Bauer, 45, Rumson, N.J., Cantor Fitzgerald, World Trade Center.

Ivhan Luis Carpio Bautista, 24, Windows on the World, World Trade Center.

Marlyn Capito Bautista, 46, Iselin, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Mark Lawrence Bavis, 31, Roslindale, Mass., Passenger, United 175, World Trade Center.

Jasper Baxter, 45, Lee Hecht Harrison, World Trade Center.

Lorraine G. Bay, 58, East Windsor, N.J., Flight Crew, United 93, Shanksville, Pa..

Michele Beale, 38, Essex, England, United Kingdom, Risk Waters Group, World Trade Center.

Todd M. Beamer, 32, Cranbury, N.J., Passenger, United 93, Shanksville, Pa..

Paul Frederick Beatini, 40, Park Ridge, N.J., Aon Corporation visitor, World Trade Center.

Jane S. Beatty, 53, Marsh & McLennan Companies, Inc., World Trade Center.

Alan Anthony Beaven, 48, Oakland, Calif., Passenger, United 93, Shanksville, Pa..

Lawrence Ira Beck, 38, Bellmore, N.Y., Cantor Fitzgerald, World Trade Center.

Manette Marie Beckles, 43, Fiduciary Trust Company International, World Trade Center.

Carl John Bedigian, 35, College Point, N.Y., New York City Fire Department, World Trade Center.

Michael Ernest Beekman, 39, Staten Island, N.Y., New York Stock Exchange, World Trade Center.

Maria A. Behr, 41, Milford, N.J., Cantor Fitzgerald, World Trade Center.

Max J. Beilke, 69, Laurel, Md., United States Army Civilian, Pentagon.

Yelena Belilovsky, 38, Mamaroneck, N.Y., Fred Alger Management, Inc., World Trade Center.

Nina Patrice Bell, 39, New York City, Marsh & McLennan Companies, Inc., World Trade Center.

Debbie S. Bellows, 31, East Windsor, N.J., Cantor Fitzgerald, World Trade Center.

Stephen Elliot Belson, 51, Rockaway Beach, N.Y., New York City Fire Department, World Trade Center.

Paul M. Benedetti, 32, Aon Corporation, World Trade Center.

Denise Lenore Benedetto, 40, Aon Corporation, World Trade Center.

Bryan Craig Bennett, 25, New York City, Cantor Fitzgerald, World Trade Center.

Eric L. Bennett, 29, Alliance Consulting Group, World Trade Center.

Oliver Bennett, 29, New York, Risk Waters Group, World Trade Center.

Margaret L. Benson, 52, Rockaway, N.J., Port Authority of New York and New Jersey, World Trade Center.

Dominick J. Berardi, 25, Cantor Fitzgerald, World Trade Center.

James Patrick Berger, 44, Yardley, Pa., Aon Corporation, World Trade Center.

Steven Howard Berger, 45, Manalapan, N.J., New York State Department of Taxation and Finance, World Trade Center.

John P. Bergin, 39, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Alvin Bergsohn, 48, Baldwin Harbor, N.Y., Cantor Fitzgerald, World Trade Center.

Daniel David Bergstein, 38, Teaneck, N.J., Port Authority of New York and New Jersey, World Trade Center.

Graham Andrew Berkeley, 37, Boston, Mass., Passenger, United 175, World Trade Center.

Michael J. Berkeley, 38, International Office Centers Corporation, World Trade Center.

Donna M. Bernaerts, 44, Marsh & McLennan consultant, World Trade Center.

David W. Bernard, 57, Chelmsford, Mass., World Trade Center, died 12/11/01.

William H. Bernstein, 44, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

David M. Berray, 39, New York City, Risk Waters Group conference, World Trade Center.

David Shelby Berry, 43, Keefe, Bruyette & Woods, Inc., World Trade Center.

Joseph John Berry, 55, Saddle River, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.

William Reed Bethke, 36, Marsh & McLennan Companies, Inc., World Trade Center.

Yeneneh Betru, 35, Burbank, Calif., Passenger, American 77, Pentagon.

Timothy D. Betterly, 42, Little Silver, N.J., Cantor Fitzgerald, World Trade Center.

Carolyn Mayer Beug, 48, Santa Monica, Calif., Passenger, United 11, World Trade Center.

Edward Frank Beyea, 42, Empire BlueCross BlueShield, World Trade Center.

Paul Michael Beyer, 37, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Anil Tahilram Bharvaney, 41, New Jersey, Risk Waters Group conference attendee from Instinet, Inc., World Trade Center.

Bella J. Bhukhan, 24, Union, N.J., Cantor Fitzgerald, World Trade Center.

Shimmy D. Biegeleisen, 42, Brooklyn, N.Y., Fiduciary Trust Company International, World Trade Center.

Peter Alexander Bielfeld, 44, Bronx, N.Y., New York City Fire Department, World Trade Center.

William G. Biggart, 54, New York City, World Trade Center.

Brian Eugene Bilcher, 37, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Mark Bingham, 31, New York City, Passenger, United 93, Shanksville, Pa..

Carl Vincent Bini, 44, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Gary Eugene Bird, 51, Tempe, Ariz., Marsh & McLennan Companies, Inc., World Trade Center.

Joshua David Birnbaum, 24, New York City, Cantor Fitzgerald, World Trade Center.

George John Bishop, 52, Aon Corporation, World Trade Center.

Kris Romeo Bishundat, 23, Waldorf, Md., United States Navy, Pentagon.

Jeffrey Donald Bittner, 27, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

Albert Balewa Blackman, Jr., 26, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

Christopher Joseph Blackwell, 42, Patterson, N.Y., New York City Fire Department, World Trade Center.

Carrie Rosetta Blagburn, 48, Temple Hills, Md., United States Army Civilian, Pentagon.

Susan Leigh Blair, 35, East Brunswick, N.J., Aon Corporation, World Trade Center.

Harry Blanding, Jr., 38, Aon Corporation, World Trade Center.

Janice Lee Blaney, 55, Marsh & McLennan consultant, World Trade Center.

Craig Michael Blass, 27, Greenlawn, N.Y., Cantor Fitzgerald, World Trade Center.

Rita Blau, 52, Brooklyn, N.Y., Fiduciary Trust Company International, World Trade Center.

Richard Middleton Blood, Jr., 38, Ridgewood, N.J., Aon Corporation, World Trade Center.

Michael Andrew Boccardi, 30, Bronxville, N.Y., Fred Alger Management, Inc., World Trade Center.

John Paul Bocchi, 38, New Vernon, N.J., Cantor Fitzgerald, World Trade Center.

Michael L. Bocchino, 45, Brooklyn, N.Y., New York City Fire Department, World Trade Center.

Susan M. Bochino, 36, Staten Island, N.Y., Aon Corporation, World Trade Center.

Deora Frances Bodley, 20, Santa Clara, Calif., Passenger, United 93, Shanksville, Pa..

Bruce Douglas Boehm, 49, West Hempstead, N.Y., Cantor Fitzgerald, World Trade Center.

Nicholas Andrew Bogdan, 34, Marsh & McLennan Companies, Inc., World Trade Center.

Darren Christopher Bohan, 34, Kew Gardens, N.Y., Aon Corporation, World Trade Center.

Lawrence Francis Boisseau, 36, World Trade Center Fire Safety, World Trade Center.

Vincent M. Boland, Jr., 25, New York City, Marsh & McLennan Companies, Inc., World Trade Center.

Touri Hamzavi Bolourchi, 62, Los Angeles, Calif., Passenger, United 175, World Trade Center.

Alan Bondarenko, 53, Raritan, N.J., Washington Group International, World Trade Center.

Andre Bonheur, Jr., 40, Brooklyn, N.Y., Cantor Fitzgerald visitor from Citibank, World Trade Center.

Colin Arthur Bonnett, 39, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Frank J. Bonomo, 42, Port Jefferson, N.Y., New York City Fire Department, World Trade Center.

Yvonne Lucia Bonomo, 30, Jackson Heights, N.Y., Marsh & McLennan consultant from American Express, World Trade Center.

Sean Booker, Sr., 35, Newark, N.J., Xerox Corporation, World Trade Center.

Kelly Ann Booms, 24, Boston, Mass., Passenger, United 11, World Trade Center.

Canfield D. Boone, United States Army, Pentagon.

Mary Jane Booth, 64, Falls Church, Va., Flight Crew, American 77, Pentagon.

Sherry Ann Bordeaux, 38, Fiduciary Trust Company International, World Trade Center.

Krystine Bordenabe, 33, Old Bridge, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.

Jerry J. Borg, 63, World Trade Center, died 12/15/10.

Martin Michael Boryczewski, 29, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

Richard Edward Bosco, 34, Suffern, N.Y., Cantor Fitzgerald visitor from Citibank, World Trade Center.

Klaus Bothe, 31, Linkenheim, Germany, Passenger, United 175, World Trade Center.

Carol Marie Bouchard, 43, Warwick, R.I., Passenger, United 11, World Trade Center.

J. Howard Boulton, 29, Euro Brokers, World Trade Center.

Francis Albert De Martini, 49, Brooklyn, N.Y., Port Authority of New York and New Jersey first responders, World Trade Center.

Jose Nicolas De Pena, 42, Windows on the World, World Trade Center.

Melanie Louise de Vere, 30, London, England, United Kingdom, Risk Waters Group, World Trade Center.

William Thomas Dean, 35, Floral Park, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Robert J. DeAngelis, Jr., 47, Washington Group International, World Trade Center.

Thomas Patrick DeAngelis, 51, Westbury, N.Y., New York City Fire Department, World Trade Center.

Ana Gloria Pocasangre Debarrera, 49, Passenger, United 175, World Trade Center.

Tara E. Debek, 36, Babylon, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

James D. Debeuneure, 58, Upper Marlboro, Md., Passenger, American 77, Pentagon.

Anna M. DeBin, 30, Farmingdale, N.Y., Cantor Fitzgerald, World Trade Center.

James V. DeBlase, Jr., 45, Manalapan, N.J., Cantor Fitzgerald, World Trade Center.

Paul DeCola, 39, Ridgewood, N.Y., Cantor Fitzgerald, World Trade Center.

Gerald F. DeConto, 44, Alexandria, Va., United States Navy, Pentagon.

Simon Marash Dedvukaj, 26, Mohegan Lake, N.Y., ABM Industries Inc., World Trade Center.

Jason Christopher DeFazio, 29, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Laura Lee Defazio Morabito, 34, Framingham, Mass., Passenger, United 11, World Trade Center.

David A. DeFeo, 36, Fresh Meadows, N.Y., Sandler O'Neill + Partners, World Trade Center.

Monique Effie DeJesus, 28, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

Manuel Del Valle, Jr., 32, Bronx, N.Y., New York City Fire Department, World Trade Center.

Donald Arthur Delapenha, 37, Allendale, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.

Vito Joseph DeLeo, 41, Staten Island, N.Y., ABM Industries Inc., World Trade Center.

Danielle Anne Delie, 47, New York, Marsh & McLennan Companies, Inc., World Trade Center.

Joseph A. Della Pietra, 24, Cantor Fitzgerald, World Trade Center.

Andrea DellaBella, 59, Aon Corporation, World Trade Center.

Palmina DelliGatti, 33, Long Island City, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Colleen Ann Deloughery, 41, Aon Corporation, World Trade Center.

Joseph DeLuca, 52, Ledgewood, N.J., Passenger, United 93, Shanksville, Pa..

Anthony Demas, 61, New York City, Aon Corporation, World Trade Center.

Martin N. DeMeo, 47, Farmingville, N.Y., New York City Fire Department, World Trade Center.

Francis Deming, 47, Marsh & McLennan consultant, World Trade Center.

Carol Keyes Demitz, 49, New York City, Fiduciary Trust Company International, World Trade Center.

Kevin Dennis, 43, Cantor Fitzgerald, World Trade Center.

Thomas Francis Dennis, Sr., 43, Setauket, N.Y., Cantor Fitzgerald, World Trade Center.

Jean C. DePalma, 42, West Milford, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Robert John Deraney, 43, New York City, Risk Waters Group conference, World Trade Center.

Michael DeRienzo, 35, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

David Paul DeRubbio, 38, Brooklyn, N.Y., New York City Fire Department, World Trade Center.

Jemal Legesse DeSantis, 28, Jersey City, N.J., Cantor Fitzgerald contractor, World Trade Center.

Christian Louis DeSimone, 23, Ringwood, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Edward DeSimone III, 36, Middletown, N.J., Cantor Fitzgerald, World Trade Center.

Andrew J. Desperito, 43, East Patchogue, N.Y., New York City Fire Department, World Trade Center.

Cindy Ann Deuel, 28, Carr Futures, Inc., World Trade Center.

Jerry DeVito, 66, Riverdale, N.Y., Fred Alger Management, Inc., World Trade Center.

Robert P. Devitt, Jr., 36, Plainsboro, N.J., Cantor Fitzgerald, World Trade Center.

Dennis Lawrence Devlin, 51, Washingtonville, N.Y., New York City Fire Department, World Trade Center.

Gerard P. Dewan, 35, Rockaway Park, N.Y., New York City Fire Department, World Trade Center.

Sulemanali Kassamali Dhanani, 32, Hartsdale, N.Y., Aon Corporation, World Trade Center.

Patricia Florence Di Chiaro, 63, Marsh & McLennan Companies, Inc., World Trade Center.

Debra Ann Di Martino, 36, Staten Island, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.

Joseph Di Pilato, 57, Staten Island, N.Y., Morgan Stanley contractor from International Brotherhood of Electrical Workers, World Trade Center.

Michael Louis DiAgostino, 41, Garden City, N.Y., Cantor Fitzgerald, World Trade Center.

Matthew Diaz, 33, Brooklyn, N.Y., Cantor Fitzgerald contractor from United Brotherhood of Carpenters and Joiners of America, World Trade Center.

Nancy Diaz, 28, Windows on the World, World Trade Center.

Obdulio Ruiz Diaz, 44, Bronx Builders, World Trade Center.

Michael A. Diaz-Piedra III, 49, Washington Township, N.J., Bank of New York, World Trade Center, died 9/30/01.

Judith Berquis Diaz-Sierra, 32, Fiduciary Trust Company International, World Trade Center.

Rodney Dickens, 11, Washington, D.C., Passenger, American 77, Pentagon.

Jerry D. Dickerson, 41, Springfield, Va., United States Army, Pentagon.

Joseph Dermot Dickey, Jr., 50, Manhasset, N.Y., Cantor Fitzgerald, World Trade Center.

Lawrence Patrick Dickinson, 35, Marlboro, N.J., Harvey Young Yurman, Inc., World Trade Center.

Michael D. Diehl, 48, Brick, N.J., Fiduciary Trust Company International, World Trade Center.

John Difato, 39, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Vincent Francis DiFazio, 43, Hunterdon County, N.J., Cantor Fitzgerald, World Trade Center.

Carl Anthony DiFranco, 27, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Donald Joseph DiFranco, 43, Brooklyn, N.Y., WABC-TV, World Trade Center.

Eddie A. Dillard, 54, Alexandria, Va., Passenger, American 77, Pentagon.

David DiMeglio, 22, Wakefield, Mass., Passenger, United 11, World Trade Center.

Stephen Patrick Dimino, 48, Basking Ridge, N.J., Cantor Fitzgerald, World Trade Center.

William John Dimmling, 47, Garden City, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Christopher More Dincuff, 31, Jersey City, N.J., Carr Futures, Inc., World Trade Center.

Jeffrey Mark Dingle, 32, Risk Waters Group conference attendee from Encompys, World Trade Center.

Rena Sam Dinnoo, 28, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Anthony Dionisio, 38, Glen Rock, N.J., Cantor Fitzgerald, World Trade Center.

George DiPasquale, 33, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Douglas Frank DiStefano, 24, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

Donald Americo DiTullio, 49, Peabody, Mass., Passenger, United 11, World Trade Center.

Ramzi A. Doany, 35, Marsh & McLennan Companies, Inc., World Trade Center.

Johnnie Doctor, Jr., 32, Washington, D.C., United States Navy, Pentagon.

John Joseph Doherty, 58, Hartsdale, N.Y., Aon Corporation, World Trade Center.

Melissa CDandida Doi, 32, Throgs Neck, N.Y., IQ Financial Systems, Inc., World Trade Center.

Brendan Dolan, 37, Glen Rock, N.J., Carr Futures, Inc., World Trade Center.

Robert E. Dolan, Jr., 43, United States Navy, Pentagon.

Neil Matthew Dollard, 28, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

James Domanico, 56, Douglaston, N.Y., New York State Department of Taxation and Finance, World Trade Center.

Benilda Pascua Domingo, 37, Philippines, ABM Industries Inc., World Trade Center.

Alberto Dominguez, 66, New South Wales, Australia, Passenger, United 11, World Trade Center.

Carlos Dominguez, 34, East Meadow, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Jerome Mark Patrick Dominguez, 37, New York City Police Department, World Trade Center.

Kevin W. Donnelly, 43, New York City, New York City Fire Department, World Trade Center.

Jacqueline Donovan, 34, Lynbrook, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.

William H. Donovan, 37, Alexandria, Va., United States Navy, Pentagon.

Stephen Scott Dorf, 39, New Milford, N.J., Euro Brokers, World Trade Center.

Thomas Dowd, 37, Monroe, N.Y., Cantor Fitzgerald, World Trade Center.

Kevin Christopher Dowdell, 46, Breezy Point, N.Y., New York City Fire Department, World Trade Center.

Mary Yolanda Dowling, 46, Aon Corporation, World Trade Center.

Raymond Matthew Downey, Sr., 63, Deer Park, N.Y., New York City Fire Department, World Trade Center.

Frank Joseph Doyle, 39, Englewood, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.

Joseph Michael Doyle, 25, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Randall L. Drake, 37, Lee's Summit, Mo., Siemens AG, World Trade Center, died 9/22/01.

Patrick Joseph Driscoll, 70, Englishtowne, N.J., Passenger, United 93, Shanksville, Pa..

Stephen Patrick Driscoll, 38, Lake Carmel, N.Y., New York City Police Department, World Trade Center.

Charles A. Droz III, 52, Springfield, Va., Passenger, American 77, Pentagon.

Mirna A. Duarte, 30, Marsh & McLennan consultant, World Trade Center.

Luke A. Dudek, 50, Livingston, N.J., Windows on the World, World Trade Center.

Christopher Michael Duffy, 23, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

Gerard J. Duffy, 53, New York City Fire Department, World Trade Center.

Michael Joseph Duffy, 29, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

Thomas W. Duffy, 52, Pittsford, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Antoinette Duger, 44, Wachovia Corporation, World Trade Center.

Jackie Sayegh Duggan, 34, Windows on the World, World Trade Center.

Sareve Dukat, 53, New York City, New York State Department of Taxation and Finance, World Trade Center.

Patrick Dunn, 39, United States Navy, Pentagon.

Felicia Gail Dunn-Jones, 42, Staten Island, N.Y., World Trade Center, died 2/10/02.

Christopher Joseph Dunne, 28, Mineola, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Richard Anthony Dunstan, 54, New Providence, N.J., Aon Corporation, World Trade Center.

Patrick Thomas Dwyer, 37, Nissequogue, N.Y., Cantor Fitzgerald, World Trade Center.

Joseph Anthony Eacobacci, 26, Queens, N.Y., Cantor Fitzgerald, World Trade Center.

John Bruce Eagleson, 53, Middlefield, Conn., Westfield Corporation, World Trade Center.

Edward T. Earhart, 26, Morehead, Ky., United States Navy, Pentagon.

Robert Douglas Eaton, 37, Cantor Fitzgerald, World Trade Center.

Dean Phillip Eberling, 44, Cranford, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.

Margaret Ruth Echtermann, 33, Barneveld, N.Y., Regus PLC, World Trade Center.

Paul Robert Eckna, 28, West New York, N.J., Cantor Fitzgerald, World Trade Center.

Constantine Economos, 41, Brooklyn, N.Y., Sandler O'Neill + Partners, World Trade Center.

Barbara G. Edwards, Passenger, American 77, Pentagon.

Dennis Michael Edwards, 35, Huntington, N.Y., Cantor Fitzgerald, World Trade Center.

Michael Hardy Edwards, 33, New York City, Sandler O'Neill + Partners, World Trade Center.

Christine Egan, 55, Winnipeg, Manitoba, Canada, Aon Corporation visitor, World Trade Center.

Lisa Erin Egan, 31, Cliffside Park, N.J., Cantor Fitzgerald, World Trade Center.

Martin J. Egan, Jr., 36, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Michael Egan, 51, Middletown, N.J., Aon Corporation, World Trade Center.

Samantha Martin Egan, 24, Jersey City, N.J., Cantor Fitzgerald, World Trade Center.

Carole Eggert, 60, Marsh & McLennan Companies, Inc., World Trade Center.

Lisa Caren Ehrlich, 36, Brooklyn, N.Y., Aon Corporation, World Trade Center.

John Ernst Eichler, 69, Cedar Grove, N.J., Windows on the World visitor, World Trade Center.

Eric Adam Eisenberg, 32, Aon Corporation, World Trade Center.

Daphne Ferlinda Elder, 36, Marsh & McLennan Companies, Inc., World Trade Center.

Michael J. Elferis, 27, New York City Fire Department, World Trade Center.

Mark Joseph Ellis, 26, South Huntington, N.Y., New York City Police Department, World Trade Center.

Valerie Silver Ellis, 46, Cantor Fitzgerald, World Trade Center.

Albert Alfy William Elmarry, 30, North Brunswick, N.J., Cantor Fitzgerald, World Trade Center.

Robert R. Elseth, United States Naval Reserve, Pentagon.

Edgar Hendricks Emery, Jr., 45, Fiduciary Trust Company International, World Trade Center.

Doris Suk-Yuen Eng, 30, Flushing, N.Y., Windows on the World, World Trade Center.

Christopher Epps, 29, Marsh & McLennan Companies, Inc., World Trade Center.

Ulf Ramm Ericson, 79, Greenwich, Conn., Washington Group International, World Trade Center.

Erwin L. Erker, 41, Farmingdale, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

William John Erwin, 30, Verona, N.J., Cantor Fitzgerald, World Trade Center.

Sarah Ali Escarcega, 35, Risk Waters Group, World Trade Center.

Jose Espinal, 31, World Trade Center.

Fanny Espinoza, 29, Cantor Fitzgerald, World Trade Center.

Billy Scoop Esposito, 51, Bellmore, N.Y., Cantor Fitzgerald, World Trade Center.

Bridget Ann Esposito, 33, Brooklyn, N.Y., Marsh & McLennan consultant from American Express, World Trade Center.

Francis Esposito, 32, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Michael A. Esposito, 41, New York City Fire Department, World Trade Center.

Ruben Esquilin, Jr., 35, New York City, Fiduciary Trust Company International, World Trade Center.

Sadie Ette, 36, Windows on the World, World Trade Center.

Barbara G. Etzold, 43, Fred Alger Management, Inc., World Trade Center.

Eric Brian Evans, 31, Norwich, Conn., Aon Corporation, World Trade Center.

Robert Edward Evans, 36, Franklin Square, N.Y., New York City Fire Department, World Trade Center.

Meredith Emily June Ewart, 29, Hoboken, N.J., Aon Corporation, World Trade Center.

Catherine K. Fagan, 58, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Patricia Mary Fagan, 55, Toms River, N.J., Aon Corporation, World Trade Center.

Ivan Kyrillos Fairbanks-Barbosa, 30, New Jersey, Cantor Fitzgerald, World Trade Center.

Keith George Fairben, 24, Floral Park, N.Y., Emergency Medical Services, World Trade Center.

Sandra Fajardo-Smith, 37, Marsh & McLennan Companies, Inc., World Trade Center.

Charles S. Falkenberg, 45, University Park, Md., Passenger, American 77, Pentagon.

Dana Falkenberg, 3, University Park, Md., Passenger, American 77, Pentagon.

Zoe Falkenberg, 8, University Park, Md., Passenger, American 77, Pentagon.

Jamie L. Fallon, United States Navy, Pentagon.

William F. Fallon, 53, Rocky Hill, N.J., Port Authority of New York and New Jersey, World Trade Center.

William Lawrence Fallon, Jr., 38, Cantor Fitzgerald, World Trade Center.

Anthony J. Fallone, Jr., 39, New York City, Cantor Fitzgerald, World Trade Center.

Dolores Brigitte Fanelli, 38, Farmingville, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Robert John Fangman, 33, Chelsea, Mass., Flight Crew, United 175, World Trade Center.

John Joseph Fanning, 54, West Hempstead, N.Y., New York City Fire Department, World Trade Center.

Kathleen Anne Faragher, 33, Risk Waters Group conference attendee from Janus Capital Group, World Trade Center.

Thomas James Farino, 37, Bohemia, N.Y., New York City Fire Department, World Trade Center.

Nancy C. Doloszycki Farley, 45, Jersey City, N.J., Reinsurance Solutions, World Trade Center.

Paige Marie Farley-Hackel, 46, Newton, Mass., Passenger, United 11, World Trade Center.

Elizabeth Ann Farmer, 62, Cantor Fitzgerald contractor, World Trade Center.

Douglas Jon Farnum, 33, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

John Gerard Farrell, 32, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

John W. Farrell, 41, Basking Ridge, N.J., Sandler O'Neill + Partners, World Trade Center.

Terrence Patrick Farrell, 45, New York City Fire Department, World Trade Center.

Joseph D. Farrelly, 47, New York City Fire Department, World Trade Center.

Thomas Patrick Farrelly, 54, Marsh & McLennan consultant, World Trade Center.

Syed Abdul Fatha, 54, Newark, N.J., Pitney Bowes Inc., World Trade Center.

Christopher Edward Faughnan, 37, South Orange, N.J., Cantor Fitzgerald, World Trade Center.

Wendy R. Faulkner, 47, Mason, Ohio, Aon Corporation, World Trade Center.

Shannon Marie Fava, 30, Cantor Fitzgerald, World Trade Center.

Bernard D. Favuzza, 52, Cantor Fitzgerald, World Trade Center.

Robert Fazio, Jr., 41, Freeport, N.Y., New York City Police Department, World Trade Center.

Ronald Carl Fazio, Sr., 57, Closter, N.J., Aon Corporation, World Trade Center.

William M. Feehan, 71, Flushing, N.Y., New York City Fire Department, World Trade Center.

Francis Jude Feely, 41, Marsh & McLennan Companies, Inc., World Trade Center.

Garth Erin Feeney, 25, New York City, Risk Waters Group conference attendee from DataSynapse, World Trade Center.

Sean Bernard Fegan, 34, New York City, Fred Alger Management, Inc., World Trade Center.

Lee S. Fehling, 28, Wantagh, N.Y., New York City Fire Department, World Trade Center.

Peter Adam Feidelberg, 34, Hoboken, N.J., Aon Corporation, World Trade Center.

Alan D. Feinberg, 48, Marlboro, N.J., New York City Fire Department, World Trade Center.

Rosa Maria Feliciano, 30, Marsh & McLennan Companies, Inc., World Trade Center.

Edward P. Felt, 41, Matawan, N.J., Passenger, United 93, Shanksville, Pa..

Edward Thomas Fergus, Jr., 40, Wilton, Conn., Cantor Fitzgerald, World Trade Center.

George J. Ferguson III, 54, Teaneck, N.J., Westfalia Investments, Inc., World Trade Center.

J. Joseph Ferguson, 39, Washington, D.C., Passenger, American 77, Pentagon.

Henry Fernandez, 23, Windows on the World, World Trade Center.

Judy Hazel Santillan Fernandez, 27, Parlin, N.J., Cantor Fitzgerald, World Trade Center.

Julio Fernandez, 51, Hudson Shatz, World Trade Center.

Elisa Giselle Ferraina, 26, Risk Waters Group, World Trade Center.

Anne Marie Sallerin Ferreira, 29, Cantor Fitzgerald, World Trade Center.

Robert John Ferris, 63, Garden City, N.Y., Aon Corporation, World Trade Center.

David Francis Ferrugio, 46, Middletown, N.J., Cantor Fitzgerald, World Trade Center.

Louis V. Fersini, Jr., 38, Basking Ridge, N.J., Cantor Fitzgerald, World Trade Center.

Michael David Ferugio, 37, Brooklyn, N.Y., Aon Corporation visitor from Swett & Crawford Group, World Trade Center.

Bradley James Fetchet, 24, Keefe, Bruyette & Woods, Inc., World Trade Center.

Jennifer Louise Fialko, 29, Teaneck, N.J., Aon Corporation, World Trade Center.

Kristen Nicole Fiedel, 27, Marsh & McLennan Companies, Inc., World Trade Center.

Amelia V. Fields, 46, Dumfries, Va., United States Army Civilian, Pentagon.

Samuel Fields, 36, Summit Security Services, Inc., World Trade Center.

Alexander Milan Filipov, 70, Concord, Mass., Passenger, United 11, World Trade Center.

Michael Bradley Finnegan, 37, Basking Ridge, N.J., Cantor Fitzgerald, World Trade Center.

Timothy J. Finnerty, 33, Glen Rock, N.J., Cantor Fitzgerald, World Trade Center.

Michael C. Fiore, 46, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Stephen J. Fiorelli, 43, Aberdeen, N.J., Port Authority of New York and New Jersey, World Trade Center.

Paul M. Fiori, 31, Cantor Fitzgerald, World Trade Center.

John B. Fiorito, 40, Stamford, Conn., Cantor Fitzgerald, World Trade Center.

John R. Fischer, 46, New York City Fire Department, World Trade Center.

Andrew Fisher, 42, Risk Waters Group conference attendee from Imagine Software, Inc., World Trade Center.

Bennett Lawson Fisher, 58, Greenwich, Conn., Fiduciary Trust Company International, World Trade Center.

Gerald P. Fisher, 57, Potomac, Md., United States Army contractor, Pentagon.

John Roger Fisher, 46, Port Authority of New York and New Jersey, World Trade Center.

Thomas J. Fisher, 36, Union, N.J., Fiduciary Trust Company International, World Trade Center.

Lucy A. Fishman, 36, Brooklyn, N.Y., Aon Corporation, World Trade Center.

Ryan D. Fitzgerald, 26, Floral Park, N.Y., Fiduciary Trust Company International, World Trade Center.

Thomas James Fitzpatrick, 35, Tuckahoe, N.Y., Sandler O'Neill + Partners, World Trade Center.

Richard P. Fitzsimons, 57, Lynbrook, N.Y., World Trade Center Fire Safety, World Trade Center.

Salvatore Fiumefreddo, 45, Manalapan, N.J., Cantor Fitzgerald contractor from International Brotherhood of Electrical Workers, World Trade Center.

Darlene E. Flagg, Passenger, American 77, Pentagon.

Wilson F. Flagg, 62, Millwood, Va., Passenger, American 77, Pentagon.

Christina Donovan Flannery, 26, Middle Village, N.Y., Sandler O'Neill + Partners, World Trade Center.

Eileen Flecha, 33, Queens, N.Y., Fiduciary Trust Company International, World Trade Center.

Andre G. Fletcher, 37, New York City Fire Department, World Trade Center.

Carl M. Flickinger, 38, Congers, N.Y., Cantor Fitzgerald, World Trade Center.

Matthew M. Flocco, United States Navy, Pentagon.

John Joseph Florio, 33, Oceanside, N.Y., New York City Fire Department, World Trade Center.

Joseph Walkden Flounders, 46, East Stroudsburg, Pa., Euro Brokers, World Trade Center.

Carol Ann Flyzik, 40, Plaistow, N.H., Passenger, United 11, World Trade Center.

David Fodor, 38, Fiduciary Trust Company International, World Trade Center.

Michael N. Fodor, 53, Warwick, N.Y., New York City Fire Department, World Trade Center.

Stephen Mark Fogel, 40, Cantor Fitzgerald, World Trade Center.

Thomas J. Foley, 32, Central Nyack, N.Y., New York City Fire Department, World Trade Center.

Jane C. Folger, 73, Bayonne, N.J., Passenger, United 93, Shanksville, Pa..

David J. Fontana, 37, Brooklyn, N.Y., New York City Fire Department, World Trade Center.

Chih Min Foo, 40, Holmdel, N.J., New York Board of Trade, World Trade Center.

Delrose E. Forbes Cheatham, 48, Effort, Pa., Cantor Fitzgerald, World Trade Center.

Godwin Forde, 38, Morgan Stanley contractor, World Trade Center.

Donald A. Foreman, 53, Staten Island, N.Y., Port Authority Police Department, World Trade Center.

Christopher Hugh Forsythe, 44, Cantor Fitzgerald, World Trade Center.

Claudia Alicia Foster, 26, Cantor Fitzgerald, World Trade Center.

Noel John Foster, 40, Aon Corporation, World Trade Center.

Sandra N. Foster, 41, Defense Intelligence Agency, Pentagon.

Ana Fosteris, 58, Aon Corporation, World Trade Center.

Robert Joseph Foti, 42, Albertson, N.Y., New York City Fire Department, World Trade Center.

Jeffrey Fox, 40, Cranbury, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.

Virginia Elizabeth Fox, 58, New York City, Marsh & McLennan Companies, Inc., World Trade Center.

Pauline Francis, 56, Brooklyn, N.Y., Cantor Fitzgerald, Forte Food Service, World Trade Center.

Virgin Lucy Francis, 62, Brooklyn, N.Y., Windows on the World, World Trade Center.

Gary Jay Frank, 35, South Amboy, N.J., Aon Corporation, World Trade Center.

Morton H. Frank, 31, Cantor Fitzgerald, World Trade Center.

Peter Christopher Frank, 29, New York City, Fred Alger

Milagros Hromada, 35, Flushing, N.Y., Aon Corporation, World Trade Center.

Marian R. Hrycak, 56, Flushing, N.Y., New York State Department of Taxation and Finance, World Trade Center.

Stephen Huczko, Jr., 44, Bethlehem, N.J., Port Authority Police Department, World Trade Center.

Kris Robert Hughes, 30, New York, Keefe, Bruyette & Woods, Inc., World Trade Center.

Paul Rexford Hughes, 38, Stamford, Conn., Marsh & McLennan Companies, Inc., World Trade Center.

Robert T. Hughes, Jr., 23, Sayreville, N.J., Bank of America Corporation, World Trade Center.

Thomas F. Hughes, Jr., 46, Spring Lake Heights, N.J., Windows on the World contractor, World Trade Center.

Timothy Robert Hughes, 43, Madison, N.J., Cantor Fitzgerald, World Trade Center.

Susan Huie, 43, Fairlawn, N.J., Risk Waters Group conference attendee from Compaq Computer Corporation, World Trade Center.

Lamar Demetrius Hulse, 30, New York City, Marsh & McLennan, Advantage Security, World Trade Center.

John Nicholas Humber, Jr., 60, Passenger, United 11, World Trade Center.

William Christopher Hunt, 32, Norwalk, Conn., Euro Brokers, World Trade Center.

Kathleen Anne Hunt-Casey, 43, Middletown, N.J., Sandler O'Neill + Partners, World Trade Center.

Joseph Gerard Hunter, 31, South Hempstead, N.Y., New York City Fire Department, World Trade Center.

Peggie M. Hurt, 36, Springfield, Va., United States Army Civilian, Pentagon.

Robert R. Hussa, 51, Roslyn, N.Y., Carr Futures, Inc., World Trade Center.

Stephen N. Hyland, Jr., 46, Burke, Va., United States Army, Pentagon.

Robert J. Hymel, 55, Lake Ridge, Va., Defense Intelligence Agency, Pentagon.

Thomas Edward Hynes, 28, Norwalk, Conn., Thomson Financial/Vestek, World Trade Center.

Walter G. Hynes, 46, Belle Harbor, N.Y., New York City Fire Department, World Trade Center.

Joseph Anthony Ianelli, 28, Hoboken, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Zuhtu Ibis, 25, New Jersey, Cantor Fitzgerald, World Trade Center.

Jonathan Lee Ielpi, 29, New York City Fire Department, World Trade Center.

Michael Patrick Iken, 37, Bronx, N.Y., Euro Brokers, World Trade Center.

Daniel Ilkanayev, 36, Cantor Fitzgerald, World Trade Center.

Frederick J. Ill, Jr., 49, Pearl River, N.Y., New York City Fire Department, World Trade Center.

Abraham Nethanel Ilowitz, 51, Brooklyn, N.Y., Metropolitan Life Insurance Company, World Trade Center.

Anthony P. Infante, Jr., 47, Chatham, N.J., Port Authority Police Department, World Trade Center.

Louis S. Inghilterra, 45, Fiduciary Trust Company International, World Trade Center.

Christopher Noble Ingrassia, 28, Watchung, N.J., Cantor Fitzgerald, World Trade Center.

Paul Innella, 33, Cantor Fitzgerald, World Trade Center.

Stephanie Veronica Irby, 38, Jamaica, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Douglas Jason Irgang, 32, New York City, Sandler O'Neill + Partners, World Trade Center.

Kristin Irvine-Ryan, 30, New York City, Sandler O'Neill + Partners, World Trade Center.

Todd Antione Isaac, 29, Cantor Fitzgerald, World Trade Center.

Erik Hans Isbrandtsen, 30, New York City, Cantor Fitzgerald, World Trade Center.

Taizo Ishikawa, 50, New York City, Fuji Bank, Ltd., World Trade Center.

Waleed Joseph Iskandar, 34, London, England, United Kingdom, Passenger, United 11, World Trade Center.

Aram Iskenderian, Jr., 41, Merrick, N.Y., Cantor Fitzgerald, World Trade Center.

John F. Iskyan, 41, Wilton, Conn., Cantor Fitzgerald, World Trade Center.

Kazushige Ito, 35, New York City, Fuji Bank, Ltd., World Trade Center.

Aleksandr Valeryevich Ivantsov, 23, Cantor Fitzgerald, World Trade Center.

Lacey Bernard Ivory, 42, Woodbridge, Va., United States Army, Pentagon.

Virginia May Jablonski, 49, Matawan, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Bryan C. Jack, 48, Alexandria, Va. and New York City, Passenger, American 77, Pentagon.

Brooke Alexandra Jackman, 23, New York City, Cantor Fitzgerald, World Trade Center.

Aaron Jeremy Jacobs, 27, New York City, Cantor Fitzgerald, World Trade Center.

Ariel Louis Jacobs, 29, Briarcliff Manor, N.Y., Risk Waters Group conference attendee from Caplin Systems, World Trade Center.

Jason Kyle Jacobs, 32, Randolph, N.J., Fiduciary Trust Company International, World Trade Center.

Michael G. Jacobs, 54, Danbury, Conn., Fiduciary Trust Company International, World Trade Center.

Steven A. Jacobson, 53, New York, WPIX, World Trade Center.

Steven D. Jacoby, 43, Alexandria, Va., Passenger, American 77, Pentagon.

Ricknauth Jaggernauth, 58, Brooklyn, N.Y., NTX Interiors, World Trade Center.

Jake Denis Jagoda, 24, Huntington, N.Y., Cantor Fitzgerald, World Trade Center.

Yudhvir S. Jain, 54, New York, Cantor Fitzgerald, World Trade Center.

Maria Jakubiak, 40, Marsh & McLennan Companies, Inc., World Trade Center.

Robert Adrien Jalbert, 61, Swampscott, Mass., Passenger, United 175, World Trade Center.

Ernest James, 40, New York City, Marsh & McLennan Companies, Inc., World Trade Center.

Gricelda E. James, 44, International Office Centers Corporation, World Trade Center.

Mark Steven Jardim, 39, New York City, Risk Waters Group conference attendee from Zurich Scudder Investments, World Trade Center.

Amy Nicole Jarret, 28, North Smithfield, R.I., Flight Crew, United 175, World Trade Center.

Muhammadou Jawara, 30, Windows on the World, World Trade Center.

Francois Jean-Pierre, 58, Elmont, N.Y., Windows on the World, World Trade Center.

Maxima Jean-Pierre, 40, Cantor Fitzgerald, Forte Food Service, World Trade Center.

Paul Edward Jeffers, 39, New York City, Cantor Fitzgerald, World Trade Center.

John Charles Jenkins, 45, Passenger, United 11, World Trade Center.

Joseph Jenkins, Jr., 47, Brooklyn, N.Y., Aon Corporation contractor from Certified Moving & Storage Company, World Trade Center.

Alan Keith Jensen, 49, Wyckoff, N.J., Fiduciary Trust Company International, World Trade Center.

Prem Nath Jerath, 57, Edison, N.J., Port Authority of New York and New Jersey, World Trade Center.

Farah Jeudy, 32, Aon Corporation, World Trade Center.

Hweidar Jian, 42, East Brunswick, N.J., Cantor Fitzgerald, World Trade Center.

Eliezer Jimenez, Jr., 38, Windows on the World, World Trade Center.

Luis Jimenez, Jr., 25, Queens, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Charles Gregory John, 44, Fuji Bank, Ltd. security, World Trade Center.

Nicholas John, 42, New York, Risk Waters Group conference attendee from JPMorgan Chase & Co., World Trade Center.

Dennis M. Johnson, 48, Virginia, United States Army, Pentagon.

LaShawna Johnson, 27, General Telecommunications, World Trade Center.

Scott Michael Johnson, 26, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

William R. Johnston, 31, Babylon, N.Y., New York City Fire Department, World Trade Center.

Allison Horstmann Jones, 31, New York City, Sandler O'Neill + Partners, World Trade Center.

Arthur Joseph Jones III, 37, Ossining, N.Y., Carr Futures, Inc., World Trade Center.

Brian Leander Jones, 44, Kew Gardens, N.Y., Fiduciary Trust Company contractor from International Business Machines Corporation, World Trade Center.

Charles Edward Jones, 48, Bedford, Mass., Passenger, United 11, World Trade Center.

Christopher D. Jones, 53, Huntington, N.Y., Cantor Fitzgerald, World Trade Center.

Donald T. Jones II, 39, Livingston, N.J., Cantor Fitzgerald, World Trade Center.

Donald W. Jones, 43, Fairless Hills, Pa., Cantor Fitzgerald, World Trade Center.

Judith Lawter Jones, 53, Woodbridge, Va., United States Navy Civilian, Pentagon.

Linda Jones, 50, Aon Corporation, World Trade Center.

Mary S. Jones, 72, Port Authority of New York and New Jersey, World Trade Center.

Andrew Brian Jordan, Sr., 36, Remsenburg, N.Y., New York City Fire Department, World Trade Center.

Robert Thomas Jordan, 34, East Williston, N.Y., Cantor Fitzgerald, World Trade Center.

Albert Gunnis Joseph, 79, New York City, Morgan Stanley, World Trade Center, died 1/2/02.

Ingeborg Joseph, 53, Marriott guest, World Trade Center, died 10/9/01.

Karl Henry Joseph, 25, New York City Fire Department, World Trade Center.

Stephen Joseph, 39, Franklin Park, N.J., Fiduciary Trust Company International, World Trade Center.

Jane Eileen Josiah, 47, Fiduciary Trust Company International, World Trade Center.

Anthony Jovic, 39, Massapequa Park, N.Y., New York City Fire Department, World Trade Center.

Angel L. Juarbe, Jr., 35, New York City Fire Department, World Trade Center.

Karen Sue Juday, 52, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

Ann C. Judge, 49, Great Falls, Va., Flight 77, Passenger, American 77, Pentagon.

Mychal F. Judge, 68, New York City Fire Department, World Trade Center.

Paul William Jurgens, 47, Levittown, N.Y., Port Authority Police Department, World Trade Center.

Thomas Edward Jurgens, 26, Meadowmere Park, N.Y., New York State Unified Court System, World Trade Center.

Shashikiran Lakshmikantha Kadaba, 26, Bangalore, India, Marsh & McLennan consultant from Wipro Ltd., World Trade Center.

Gavkharoy Kamardinova, 26, Brooklyn, N.Y., Aon Corporation visitor from Amish Market, World Trade Center.

Shari Kandell, 27, Wyckoff, N.J., Cantor Fitzgerald, World Trade Center.

Howard Lee Kane, 40, Hazlet, N.J., Windows on the World, World Trade Center.

Jennifer Lynn Kane, 26, Fairlawn, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Vincent D. Kane, 37, New York City, New York City Fire Department, World Trade Center.

Joon Koo Kang, 34, Riverdale, N.J., Cantor Fitzgerald, World Trade Center.

Sheldon Robert Kanter, 53, Cantor Fitzgerald, World Trade Center.

Deborah H. Kaplan, 45, Paramus, N.J., Port Authority of New York and New Jersey, World Trade Center.

Robin Lynne Kaplan, 33, Westboro, Mass., , Passenger, United 11, World Trade Center.

Alvin Peter Kappelmann, Jr., 57, Green Brook, N.J., Aon Corporation visitor from Royal & SunAlliance, World Trade Center.

Charles H. Karczewski, 34, Union, N.J., Aon Corporation, World Trade Center.

William A. Karnes, 37, New York City, Marsh & McLennan Companies, Inc., World Trade Center.

Douglas Gene Karpiloff, 53, Mamaroneck, N.Y., Port Authority of New York and New Jersey first responders, World Trade Center.

Charles L. Kasper, 54, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Andrew K. Kates, 37, New York City, Cantor Fitzgerald, World Trade Center.

John A. Katsimatides, 31, Astoria, N.Y., Cantor Fitzgerald, World Trade Center.

Robert Michael Kaulfers, 49, Kenilworth, N.J., Port Authority Police Department, World Trade Center.

Don Jerome Kauth, Jr., 51, Saratoga Springs, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.

Hideya Kawauchi, 36, Fuji Bank, Ltd., World Trade Center.

Edward T. Keane, 66, West Caldwell, N.J., Port Authority of New York and New Jersey, World Trade Center.

Richard M. Keane, 54, Wethersfield, Conn., Marsh & McLennan Companies, Inc., World Trade Center.

Lisa Yvonne Kearney-Griffin, 35, Marsh & McLennan consultant from American Express, World Trade Center.

Karol Ann Keasler, 42, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

Barbara A. Keating, 72, Palm Springs, Calif., , Passenger, United 11, World Trade Center.

Paul Hanlon Keating, 38, New York City, New York City Fire Department, World Trade Center.

Leo Russell Keene III, 33, Westfield, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.

Brenda Kegler, Capitol Heights, Md., United States Army Civilian, Pentagon.

Chandler Raymond Keller, 29, Manhattan Beach, Calif., Flight 77, Passenger, American 77, Pentagon.

Joseph John Keller, 31, Park Ridge, N.J., Marriott International, Inc., World Trade Center.

Peter R. Kellerman, 35, New York City, Cantor Fitzgerald, World Trade Center.

Joseph P. Kellett, 37, Riverdale, N.Y., Carr Futures, Inc., World Trade Center.

Frederick H. Kelley III, 57, Huntington, N.Y., Cantor Fitzgerald, World Trade Center.

James Joseph Kelly, 39, Oceanside, N.Y., Cantor Fitzgerald, World Trade Center.

Joseph A. Kelly, 40, Oyster Bay, N.Y., Cantor Fitzgerald, World Trade Center.

Maurice P. Kelly, 41, Cantor Fitzgerald contractor, World Trade Center.

Richard John Kelly, Jr., 50, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Thomas Michael Kelly, 41, Wyckoff, N.J., Euro Brokers, World Trade Center.

Thomas Richard Kelly, 39, Riverhead, N.Y., New York City Fire Department, World Trade Center.

Thomas W. Kelly, 50, New York City Fire Department, World Trade Center.

Timothy Colin Kelly, 37, Cantor Fitzgerald, World Trade Center.

William Hill Kelly, Jr., 30, New York City, Risk Waters Group conference attendee from Bloomberg L.P., World Trade Center.

Robert Clinton Kennedy, 55, Toms River, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Thomas J. Kennedy, 36, New York City Fire Department, World Trade Center.

Yvonne E. Kennedy, 62, Westmead, New South Wales, Australia, Flight 77, Passenger, American 77, Pentagon.

John Richard Keohane, 41, Jersey City, N.J., Aon Corporation visitor from Zurich Financial Services, World Trade Center.

Ralph Francis Kershaw, 52, Manchester, Mass., Passenger, United 175, World Trade Center.

Ronald T. Kerwin, 42, Levittown, N.Y., New York City Fire Department, World Trade Center.

Howard L. Kestenbaum, 56, MONTCLAIR, N.J., Aon Corporation, World Trade Center.

Douglas D. Ketcham, 27, New York City, Cantor Fitzgerald, World Trade Center.

Ruth Ellen Ketler, 42, New York City, Fiduciary Trust Company International, World Trade Center.

Boris Khalif, 30, New York, Marsh & McLennan consultant from Allegiance Group, World Trade Center.

Norma Cruz Khan, 45, Reston, Va., Flight 77, Passenger, American 77, Pentagon.

Sarah Khan, 32, Queens, N.Y., Cantor Fitzgerald, Forte Food Service, World Trade Center.

Taimour Firaz Khan, 29, New York City, Carr Futures, Inc., World Trade Center.

Rajesh Khandelwal, 33, South Plainfield, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

SeiLai Khoo, 38, Fred Alger Management, Inc., World Trade Center.

Michael Vernon Kiefer, 25, Franklin Square, N.Y., New York City Fire Department, World Trade Center.

Satoshi Kikuchihara, 43, Scarsdale, N.Y., Chuo Mitsui Trust and Banking Company, Ltd., World Trade Center.

Andrew Jay-Hoon Kim, 26, Leonia, N.J., Fred Alger Management, Inc., World Trade Center.

Lawrence Don Kim, 31, New York City, Marsh & McLennan Companies, Inc., World Trade Center.

Mary Jo Kimelman, 34, New York City, Cantor Fitzgerald, World Trade Center.

Heinrich Kimmig, 43, Germany, Passenger, United 175, World Trade Center.

Karen Ann Kincaid, 40, Flight 77, Passenger, American 77, Pentagon.

Amy R. King, 29, Stafford Springs, Conn., Flight Crew, United 175, World Trade Center.

Andrew M. King, 42, Cantor Fitzgerald, World Trade Center.

Lucille Teresa King, 59, Ridgewood, N.Y., Aon Corporation, World Trade Center.

Robert King, Jr., 36, Bellerose Terrace, N.Y., New York City Fire Department, World Trade Center.

Lisa King-Johnson, 34, Rockaway Park, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.

Brian K. Kinney, 28, Lowell, Mass., Passenger, United 175, World Trade Center.

Takashi Kinoshita, 46, Rye, N.Y., Fuji Bank, Ltd., World Trade Center.

Chris Michael Kirby, 21, Bronx, N.Y., Aon Corporation contractor from United Brotherhood of Carpenters and Joiners of America, World Trade Center.

Howard Barry Kirschbaum, 53, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Glenn Davis Kirwin, 40, Scarsdale, N.Y., Cantor Fitzgerald, World Trade Center.

Helen Crossin Kittle and her unborn child, 34, Larchmont, N.Y., Cantor Fitzgerald, World Trade Center.

Richard Joseph Klares, 59, Somers, N.Y., Aon Corporation visitor, World Trade Center.

Peter Anton Klein, 35, Weehawken, N.J., Marsh & McLennan consultant, World Trade Center.

Alan David Kleinberg, 39, East Brunswick, N.J., Cantor Fitzgerald, World Trade Center.

Karen Joyce Klitzman, 38, Cantor Fitzgerald, World Trade Center.

Ronald Philip Kloepfer, 39, Franklin Square, N.Y., New York City Police Department, World Trade Center.

Eugueni Kniazev, 46, Brooklyn, N.Y., Windows on the World, World Trade Center.

Andrew James Knox, 29, New York City, Cantor Fitzgerald visitor, World Trade Center.

Thomas Patrick Knox, 31, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

Rebecca Lee Koborie, 48, Guttenburg, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Deborah A. Kobus, 36, Brooklyn, N.Y., Chuo Mitsui Trust and Banking Company, Ltd., World Trade Center.

Gary Edward Koecheler, 57, Euro Brokers, World Trade Center.

Frank J. Koestner, 48, Ridgewood, N.Y., Cantor Fitzgerald, World Trade Center.

Ryan Kohart, 26, New York City, Cantor Fitzgerald, World Trade Center.

Vanessa Lynn Przybylo Kolpak, 21, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

Irina Kolpakova, 37, Harris Beach LLP, World Trade Center.

Suzanne Rose Kondratenko, 27, Chicago, Ill., Aon Corporation contractor from Keane Inc., World Trade Center.

Abdoulaye KonDe, 37, Windows on the World, World Trade Center.

Bon Seok Koo, 42, River Edge, N.J., LG Insurance Company, Ltd., World Trade Center.

Dorota Kopiczko, 26, Marsh & McLennan Companies, Inc., World Trade Center.

Scott Michael Kopytko, 32, Oakland Gardens, N.Y., New York City Fire Department, World Trade Center.

Bojan George Kostic, 34, New York, Cantor Fitzgerald, World Trade Center.

Danielle Kousoulis, 29, New York City, Cantor Fitzgerald, World Trade Center.

David P. Kovalcin, 42, New Hampshire, , Passenger, United 11, World Trade Center.

John J. Kren, 52, Howard Beach, N.Y., Euro Brokers, World Trade Center, died 10/26/01.

William Edward Krukowski, 36, Bayside, N.Y., New York City Fire Department, World Trade Center.

Lyudmila Ksido, 46, Marsh & McLennan consultant, World Trade Center.

Toshiya Kuge, 20, Tokyo, Japan, Passenger, United 93, Shanksville, Pa..

Shekhar Kumar, 30, Cantor Fitzgerald, World Trade Center.

Kenneth Bruce Kumpel, 42, Cornwall, N.Y., New York City Fire Department, World Trade Center.

Frederick Kuo, Jr., 53, Great Neck, N.Y., Washington Group International, World Trade Center.

Patricia A. Kuras, 42, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Nauka Kushitani, 44, New York City, Fiduciary Trust Company International, World Trade Center.

Thomas Joseph Kuveikis, 48, Carmel, N.Y., New York City Fire Department, World Trade Center.

Victor Kwarkye, 35, Windows on the World, World Trade Center.

Raymond Kui Fai Kwok, 31, New York, Cantor Fitzgerald, World Trade Center.

Angela Reed Kyte, 49, Boonton Township, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Andrew La Corte, 61, Jersey City, N.J., Carr Futures, Inc., World Trade Center.

Carol Ann La Plante, 59, New York City, Marsh & McLennan Companies, Inc., World Trade Center.

Jeffrey G. La Touche, 49, Jamaica, N.Y., Windows on the World, World Trade Center.

Kathryn L. LaBorie, 44, Providence, R.I., , Flight Crew, United 175, World Trade Center.

Amarnauth Lachhman, 41, Valley Stream, N.Y., Cantor Fitzgerald contractor from PM Contracting Company, World Trade Center.

Ganesh K. Ladkat, 27, Somerset, N.J., Cantor Fitzgerald, World Trade Center.

James Patrick Ladley, 41, Colts Neck, N.J., Cantor Fitzgerald, World Trade Center.

Joseph A. Lafalce, 54, Queens, N.Y., Cantor Fitzgerald, World Trade Center.

Jeanette Louise Lafond-Menichino, 49, Marsh & McLennan Companies, Inc., World Trade Center.

David James LaForge, 50, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Michael Patrick LaForte, 39, Holmdel, N.J., Cantor Fitzgerald, World Trade Center.

Alan Charles LaFrance, 43, Windows on the World, World Trade Center.

Juan Mendez Lafuente, 61, Poughkeepsie, N.Y., Windows on the World visitor, World Trade Center.

Neil Kwong-Wah Lai, 59, Hightstown, N.J., New York State Department of Taxation and Finance, World Trade Center.

Vincent Anthony Laieta, 31, Edison, N.J., Aon Corporation, World Trade Center.

William David Lake, 44, New York City Fire Department, World Trade Center.

Franco Lalama, 45, Nutley, N.J., Port Authority of New York and New Jersey, World Trade Center.

Chow Kwan Lam, 48, Maywood, N.J., New York State Department of Taxation and Finance, World Trade Center.

Michael S. Lamana, United States Navy, Pentagon.

Stephen LaMantia, 38, Darien, Conn., Cantor Fitzgerald, World Trade Center.

Amy Hope Lamonsoff, 29, Brooklyn, N.Y., Risk Waters Group, World Trade Center.

Robert T. Lane, 28, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Brendan Mark Lang, 30, Structure Tone, World Trade Center.

Rosanne P. Lang, 42, Middletown, N.J., Cantor Fitzgerald, World Trade Center.

Vanessa Lang Langer and her unborn child, 29, Yonkers, N.Y., Regus PLC, World Trade Center.

Mary Lou Langley, 53, Staten Island, N.Y., Aon Corporation, World Trade Center.

Peter J. Langone, 41, Roslyn Heights, N.Y., New York City Fire Department, World Trade Center.

Thomas Michael Langone, 39, Williston Park, N.Y., New York City Police Department, World Trade Center.

Michele Bernadette Lanza, 36, Staten Island, N.Y., Fiduciary Trust Company International, World Trade Center.

Ruth Sheila Lapin, 53, East Windsor, N.J., Thomson Financial, World Trade Center.

Ingeborg A.D. Lariby, 42, New York City, Regus PLC, World Trade Center.

Robin Blair Larkey, 48, Cantor Fitzgerald, World Trade Center.

Judith Camilla Larocque, 50, Framingham, Mass., Passenger, United 11, World Trade Center.

Christopher Randall Larrabee, 26, New York City, Cantor Fitzgerald, World Trade Center.

Hamidou S. Larry, 37, Marsh & McLennan Companies, Inc., World Trade Center.

Scott Larsen, 35, New York City Fire Department, World Trade Center.

John Adam Larson, 37, Colonia, N.J., Aon Corporation, World Trade Center.

Natalie Janis Lasden, 46, Peabody, Mass., Passenger, United 11, World Trade Center.

Gary Edward Lasko, 49, Memphis, Tenn., Marsh & McLennan Companies, Inc., World Trade Center.

Nicholas Craig Lassman, 28, Cliffside Park, N.J., Cantor Fitzgerald, World Trade Center.

Paul Laszczynski, 49, New Jersey, Port Authority Police Department, World Trade Center.

Charles A. Laurencin, 61, Brooklyn, N.Y., Morgan Stanley, World Trade Center.

Stephen James Lauria, 39, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Maria LaVache, 60, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Denis Francis Lavelle, 42, Yonkers, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Jeannine Mary LaVerde, 36, Staten Island, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.

Anna A. Laverty, 52, Fiduciary Trust Company International, World Trade Center.

Steven Lawn, 28, Princeton, N.J., Aon Corporation, World Trade Center.

Joel Miller, 55, Baldwin, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Michael Matthew Miller, 39, Englewood, N.J., Cantor Fitzgerald, World Trade Center.

Nicole Carol Miller, 21, San Jose, Calif., , Passenger, United 93, Shanksville, Pa..

Philip D. Miller, 53, Staten Island, N.Y., Aon Corporation, World Trade Center.

Robert Alan Miller, 46, Old Bridge, N.J., New York State Department of Taxation and Finance, World Trade Center.

Robert Cromwell Miller, Jr., 55, Hasbrouck Heights, N.J., Aon Corporation, World Trade Center.

Benny Millman, 40, Staten Island, N.Y., Aon Corporation contractor from Certified Moving & Storage Company, World Trade Center.

Charles M. Mills, Jr., 61, Brentwood, N.Y., New York State Department of Taxation and Finance, Revenue Crimes Bureau, World Trade Center.

Ronald Keith Milstein, 54, Whitestone, N.Y., Fiduciary Trust Company International, World Trade Center.

Robert J. Minara, 54, Carmel, N.Y., New York City Fire Department, World Trade Center.

William George Minardi, 46, Cantor Fitzgerald, World Trade Center.

Louis Joseph Minervino, 54, Middletown, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Thomas Mingione, 34, West Islip, N.Y., New York City Fire Department, World Trade Center.

Wilbert Miraille, 29, Cantor Fitzgerald, World Trade Center.

Domenick N. Mircovich, 40, Closter, N.J., Euro Brokers, World Trade Center.

Rajesh Arjan Mirpuri, 30, Risk Waters Group conference attendee from DataSynapse, World Trade Center.

Joseph D. Mistrulli, 47, Wantagh, N.Y., Windows on the World contractor, World Trade Center.

Susan J. Miszkowicz, 37, Brooklyn, N.Y., Port Authority of New York and New Jersey, World Trade Center.

Paul Thomas Mitchell, 46, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Richard P. Miuccio, 55, Staten Island, N.Y., New York State Department of Taxation and Finance, World Trade Center.

Jeffrey Peter Mladenik, 43, Passenger, United 11, World Trade Center.

Frank V. Moccia, Sr., 57, Hauppauge, N.Y., Washington Group International, World Trade Center.

Louis Joseph Modafferi, 45, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Boyie Mohammed, 50, Brooklyn, N.Y., Carr Futures, Inc., World Trade Center.

Dennis Mojica, 50, New York City Fire Department, World Trade Center.

Manuel D. Mojica, Jr., 37, Bellmore, N.Y., New York City Fire Department, World Trade Center.

Kleber Rolando Molina, 44, New York City, Fiduciary Trust Company International, World Trade Center.

Manuel De Jesus Molina, 31, ABM Industries Inc., World Trade Center.

Carl Molinaro, 32, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Justin John Molisani, Jr., 42, Lincroft, N.J., Euro Brokers, World Trade Center.

Brian Patrick Monaghan, 21, New York City, Aon Corporation contractor from United Brotherhood of Carpenters and Joiners of America, World Trade Center.

Franklyn Monahan, 45, Cantor Fitzgerald, World Trade Center.

John Gerard Monahan, 47, Cantor Fitzgerald, World Trade Center.

Kristen Leigh Montanaro, 34, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Craig Montano, 38, Cantor Fitzgerald, World Trade Center.

Michael G. Montesi, 39, Highland Mills, N.Y., New York City Fire Department, World Trade Center.

Carlos Alberto Montoya, 36, Belmont, Mass., Passenger, United 11, World Trade Center.

Antonio De Jesus Montoya Valdes, 47, Boston, Mass., Passenger, United 11, World Trade Center.

Cheryl Ann Monyak, 43, Greenwich, Conn., Marsh & McLennan Companies, Inc., World Trade Center.

Thomas Carlo Moody, 45, Stony Brook, N.Y., New York City Fire Department, World Trade Center.

Sharon Moore, 37, Jamaica, N.Y., Sandler O'Neill + Partners, World Trade Center.

Krishna V. Moorthy, 59, Fiduciary Trust Company International, World Trade Center.

Abner Morales, 37, Ozone Park, N.Y., Fiduciary Trust Company International, World Trade Center.

Carlos Manuel Morales, 29, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

Paula E. Morales, 42, Aon Corporation, World Trade Center.

Sonia Mercedes Morales Puopolo, 62, Dover, Mass., Passenger, United 11, World Trade Center.

Gerard P. Moran, Jr., United States Navy contractor, Pentagon.

John Christopher Moran, 38, Surrey, England, United Kingdom, Risk Waters Group conference attendee from Accenture, World Trade Center.

John Michael Moran, 42, Rockaway, N.Y., New York City Fire Department, World Trade Center.

Kathleen Moran, 42, Brooklyn, N.Y., Aon Corporation visitor from Zurich Financial Services, World Trade Center.

Lindsay Stapleton Morehouse, 24, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

George William Morell, 47, Mount Kisco, N.Y., Cantor Fitzgerald, World Trade Center.

Steven P. Morello, 52, Bayonne, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Vincent S. Morello, 34, New York City Fire Department, World Trade Center.

Yvette Nicole Moreno, 24, Bronx, N.Y., Carr Futures, Inc., World Trade Center.

Dorothy Morgan, 47, Marsh & McLennan Companies, Inc., World Trade Center.

Richard J. Morgan, 66, Glen Rock, N.J., Public Utility Emergency Management, World Trade Center.

Nancy Morgenstern, 32, New York City, Cantor Fitzgerald, World Trade Center.

Sanae Mori, 27, Tokyo, Japan, Risk Waters Group conference attendee from Nomura Research Institute, Ltd., World Trade Center.

Blanca Robertina Morocho Morocho, 26, Windows on the World, World Trade Center.

Leonel Geronimo Morocho Morocho, 36, Windows on the World, World Trade Center.

Dennis Gerard Moroney, 39, Eastchester, N.Y., Cantor Fitzgerald, World Trade Center.

Lynne Irene Morris, 22, Monroe, N.Y., Cantor Fitzgerald, World Trade Center.

Odessa V. Morris, 54, Upper Marlboro, Md., United States Army Civilian, Pentagon.

Seth Allan Morris, 35, Kinnelon, N.J., Cantor Fitzgerald, World Trade Center.

Steve Morris, 31, Ormond Beach, Fla., Marsh & McLennan visitor from Oracle Corporation, World Trade Center.

Christopher Martel Morrison, 34, Charlestown, Mass., Risk Waters Group conference attendee from Zurich Scudder Investments, World Trade Center.

Ferdinand V. Morrone, 63, Lakewood, N.J., Port Authority Police Department, World Trade Center.

William David Moskal, 50, Brecksville, Ohio, Marsh & McLennan Companies, Inc., World Trade Center.

Brian A. Moss, 34, United States Navy, Pentagon.

Marco Motroni, 56, Carr Futures, Inc., World Trade Center.

Cynthia Motus-Wilson, 52, Warwick, N.Y., International Office Centers Corporation, World Trade Center.

Iouri A. Mouchinski, 55, Brooklyn, N.Y., Windows on the World contractor, World Trade Center.

Jude Joseph Moussa, 35, New York City, Cantor Fitzgerald, World Trade Center.

Peter Moutos, 46, Chatham, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Damion O'Neil Mowatt, 21, Cantor Fitzgerald, Forte Food Service, World Trade Center.

Teddington H. Moy, 48, Silver Spring, Md., United States Army Civilian, Pentagon.

Christopher Michael Mozzillo, 27, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Stephen Vincent Mulderry, 33, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

Richard T. Muldowney, Jr., 40, Babylon, N.Y., New York City Fire Department, World Trade Center.

Michael D. Mullan, 34, Flushing, N.Y., New York City Fire Department, World Trade Center.

Dennis Michael Mulligan, 32, Bronx, N.Y., New York City Fire Department, World Trade Center.

Peter James Mulligan, 27, New York City, Cantor Fitzgerald, World Trade Center.

Michael Joseph Mullin, 27, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

James Donald Munhall, 45, Sandler O'Neill + Partners, World Trade Center.

Nancy MuIniz, 45, Ridgewood, N.Y., Port Authority of New York and New Jersey, World Trade Center.

Francisco Heladio Munoz, 29, Flushing, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Carlos Mario MuInoz, 43, New York, Windows on the World, World Trade Center.

Theresa Munson, 54, Broad Channel, N.Y., Aon Corporation, World Trade Center.

Robert Michael Murach, 45, Montclair, N.J., Cantor Fitzgerald, World Trade Center.

Cesar Augusto Murillo, 32, Cantor Fitzgerald, World Trade Center.

Marc A. Murolo, 28, New York City, Cantor Fitzgerald, World Trade Center.

Brian Joseph Murphy, 41, New York City, Cantor Fitzgerald, World Trade Center.

Charles Anthony Murphy, 38, New York City, Cantor Fitzgerald, World Trade Center.

Christopher W. Murphy, 35, Easton, Md., Keefe, Bruyette & Woods, Inc., World Trade Center.

Edward Charles Murphy, 42, Clifton, N.J., Cantor Fitzgerald, World Trade Center.

James F. Murphy IV, 30, Garden City, N.Y., Risk Waters Group conference attendee from Thomson Financial, World Trade Center.

James Thomas Murphy, 35, Cantor Fitzgerald, World Trade Center.

Kevin James Murphy, 40, Northport, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Patrick Jude Murphy, 38, Berkeley Heights, N.J., United States Naval Reserve, Pentagon.

Patrick Sean Murphy, 36, Millburn, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Raymond E. Murphy, 46, Bronx, N.Y., New York City Fire Department, World Trade Center.

Robert Eddie Murphy, Jr., 56, Fuji Bank, Ltd. security, World Trade Center.

Mary Catherine Murphy-Boffa, 45, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

John Joseph Murray, 32, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

John Joseph Murray, 52, Colts Neck, N.J., Fuji Bank visitor from Mizuho Financial Group, World Trade Center.

Susan D. Murray, 54, Marsh & McLennan Companies, Inc., World Trade Center.

Valerie Victoria Murray, 65, Ohrenstein & Brown, World Trade Center.

Richard Todd Myhre, 37, Cantor Fitzgerald, World Trade Center.

Louis J. Nacke II, 42, Passenger, United 93, Shanksville, Pa.

Robert B. Nagel, 55, New York City, New York City Fire Department, World Trade Center.

Mildred Rose Naiman, 81, Andover, Mass., Passenger, United 11, World Trade Center.

Takuya Nakamura, 30, Tuckahoe, N.Y., Nishi-Nippon Bank, Ltd., World Trade Center.

Alexander John Robert Napier, 38, Morristown, N.J., Aon Corporation, World Trade Center.

Frank Joseph Naples III, 29, Cantor Fitzgerald, World Trade Center.

John Philip Napolitano, 33, Ronkokoma, N.Y., New York City Fire Department, World Trade Center.

Catherine Ann Nardella, 40, Bloomfield, N.J., Aon Corporation, World Trade Center.

Mario Nardone, Jr., 32, New York City, Euro Brokers, World Trade Center.

Manika K. Narula, 22, Cantor Fitzgerald, World Trade Center.

Shawn M. Nassaney, 25, Pawtucket, R.I., Passenger, United 175, World Trade Center.

Narender Nath, 32, Colonia, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Karen Susan Navarro, 30, Oakland Gardens, N.Y., Carr Futures, Inc., World Trade Center.

Joseph M. Navas, 44, Paramus, N.J., Port Authority Police Department, World Trade Center.

Francis Joseph Nazario, 28, Jersey City, N.J., Cantor Fitzgerald, World Trade Center.

Glenroy I. Neblett, 42, Jamaica, N.Y., Reinsurance Solutions, World Trade Center.

Rayman Marcus Neblett, 31, Roslyn Heights, N.Y., Aon Corporation, World Trade Center.

Jerome O. Nedd, 39, Brooklyn, N.Y., Windows on the World, World Trade Center.

Laurence F. Nedell, 52, Lindenhurst, N.Y., Aon Corporation, World Trade Center.

Luke G. Nee, 44, Stony Point, N.Y., Cantor Fitzgerald, World Trade Center.

Pete Negron, 34, Bergenfield, N.J., Port Authority of New York and New Jersey first responders, World Trade Center.

Laurie Ann Neira, 48, Passenger, United 11, World Trade Center.

Ann N. Nelson, 30, New York City, Cantor Fitzgerald, World Trade Center.

David William Nelson, 50, Carr Futures, Inc., World Trade Center.

Ginger Risco Nelson, 48, New York City, Fred Alger Management, Inc., World Trade Center.

James A. Nelson, 40, Clark, N.J., Port Authority Police Department, World Trade Center.

Michele Ann Nelson, 27, North Valley Stream, N.Y., Cantor Fitzgerald, World Trade Center.

Peter Allen Nelson, 42, New York City Fire Department, World Trade Center.

Oscar Francis Nesbitt, 58, New York State Department of Taxation and Finance, World Trade Center.

Gerard Terence Nevins, 46, Campbell Hall, N.Y., New York City Fire Department, World Trade Center.

Renee Tetreault Newell, 37, Cranston, R.I., Passenger, United 11, World Trade Center.

Christopher C. Newton, 38, Ashburn, Va., Passenger, American 77, Pentagon.

Christopher Newton-Carter, 51, Middletown, N.J., Sandler O'Neill + Partners, World Trade Center.

Nancy Yuen Ngo, 36, Marsh & McLennan consultant, World Trade Center.

Khang Ngoc Nguyen, 41, Fairfax, Va., United States Navy contractor, Pentagon.

Jody Tepedino Nichilo, 39, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

Kathleen Ann Nicosia, 54, Winthrop, Mass., Flight Crew, United 11, World Trade Center.

Martin Stewart Niederer, 23, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

Alfonse Joseph Niedermeyer, 40, Manasquan, N.J., Port Authority Police Department, World Trade Center.

Frank John Niestadt, Jr., 55, Long Island, N.Y., Aon Corporation, World Trade Center.

Gloria Nieves, 48, Fiduciary Trust Company International, World Trade Center.

Juan Nieves, Jr., 56, Bronx, N.Y., Windows on the World, World Trade Center.

Troy Edward Nilsen, 33, Cantor Fitzgerald, World Trade Center.

Paul Nimbley, 42, Cantor Fitzgerald, World Trade Center.

John Ballantine Niven, 44, New York City, Aon Corporation, World Trade Center.

Katherine McGarry Noack, 29, Hoboken, N.J., Risk Waters Group conference attendee from Telekurs Group, World Trade Center.

Curtis Terrance Noel, 22, Bronx, N.Y., General Telecommunications, World Trade Center.

Michael A. Noeth, 30, Fort Myer, Va., United States Navy, Pentagon.

Daniel R. Nolan, 44, Marsh & McLennan Companies, Inc., World Trade Center.

Robert Walter Noonan, 36, Greenwich, Conn., Cantor Fitzgerald, World Trade Center.

Jacqueline June Norton, 61, Passenger, United 11, World Trade Center.

Robert Grant Norton, 85, Passenger, United 11, World Trade Center.

Daniela Rosalia Notaro, 25, Brooklyn, N.Y., Carr Futures, Inc., World Trade Center.

Brian Christopher Novotny, 33, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

Soichi Numata, 45, Fuji Bank, Ltd., World Trade Center.

Brian Nunez, 29, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Jose Nunez, 42, Bronx, N.Y., Windows on the World, World Trade Center.

Jeffrey Roger Nussbaum, 37, Oceanside, N.Y., Carr Futures, Inc., World Trade Center.

Dennis Patrick O'Berg, 28, Babylon, N.Y., New York City Fire Department, World Trade Center.

James P. O'Brien, Jr., 33, Cantor Fitzgerald, World Trade Center.

Michael P. O'Brien, 42, Cedar Knolls, N.J., Cantor Fitzgerald, World Trade Center.

Scott J. O'Brien, 40, Brooklyn, N.Y., Risk Waters Group conference attendee from Slam Dunk Networks, Inc., World Trade Center.

Timothy Michael O'Brien, 40, Old Brookville, N.Y., Cantor Fitzgerald, World Trade Center.

Daniel O'Callaghan, 42, Smithtown, N.Y., New York City Fire Department, World Trade Center.

Dennis James O'Connor, Jr., 34, New York, Cantor Fitzgerald, World Trade Center.

Diana J. O'Connor, 37, Sandler O'Neill + Partners, World Trade Center.

Keith Kevin O'Connor, 28, Hoboken, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.

Richard J. O'Connor, 49, LaGrangeville, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Amy O'Doherty, 23, New York City, Cantor Fitzgerald, World Trade Center.

Marni Pont O'Doherty, 31, Keefe, Bruyette & Woods, Inc., World Trade Center.

James Andrew O'Grady, 32, Harrington Park, N.J., Sandler O'Neill + Partners, World Trade Center.

Thomas G. O'Hagan, 43, Riverdale, N.Y., New York City Fire Department, World Trade Center.

Patrick J. O'Keefe, 44, Oakdale, N.Y., New York City Fire Department, World Trade Center.

William O'Keefe, 48, New York City Fire Department, World Trade Center.

Gerald Thomas O'Leary, 34, Stony Point, N.Y., Cantor Fitzgerald, Forte Food Service, World Trade Center.

Matthew Timothy O'Mahony, 39, New York City, Cantor Fitzgerald, World Trade Center.

John P. O'Neill, 49, Silverstein Properties, World Trade Center.

Peter J. O'Neill, Jr., 21, Valley Stream, N.Y., Sandler O'Neill + Partners, World Trade Center.

Sean Gordon Corbett O'Neill, 34, Rye, N.Y., Cantor Fitzgerald, World Trade Center.

Kevin M. O'Rourke, 44, New York City Fire Department, World Trade Center.

Patrick J. O'Shea, 45, Farmingdale, N.Y., Carr Futures, Inc., World Trade Center.

Robert William O'Shea, 47, Wall, N.J., Carr Futures, Inc., World Trade Center.

Timothy Franklin O'Sullivan, 68, Albrightsville, Pa., Cultural Institutions Retirement System, World Trade Center.

James A. Oakley, 52, Cortlandt Manor, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Douglas E. Oelschlager, 36, St. James, N.Y., New York City Fire Department, World Trade Center.

Takashi Ogawa, 37, Tokyo, Japan, Risk Waters Group conference attendee from Nomura Research Institute, Ltd., World Trade Center.

Albert Ogletree, 49, Cantor Fitzgerald, Forte Food Service, World Trade Center.

Philip Paul Ognibene, 39, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

John A. Ogonowski, 50, Flight Crew, United 11, World Trade Center.

Joseph J. Ogren, 30, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Samuel Oitice, 45, Peekskill, N.Y., New York City Fire Department, World Trade Center.

Gerald Michael Olcott, 55, New Hyde Park, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Christine Anne Olender, 39, New York City, Windows on the World, World Trade Center.

Linda Mary Oliva, 44, Staten Island, N.Y., Carr Futures, Inc., World Trade Center.

Edward K. Oliver, 31, Jackson, N.J., Carr Futures, Inc., World Trade Center.

Leah Elizabeth Oliver, 24, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Eric Taube Olsen, 41, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Jeffrey James Olsen, 31, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Barbara K. Olson, Passenger, American 77, Pentagon.

Maureen Lyons Olson, 50, Rockville Centre, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Steven John Olson, 38, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Toshihiro Onda, 39, New York City, Fuji Bank, Ltd., World Trade Center.

Seamus L. Oneal, 52, New York City, Cantor Fitzgerald, World Trade Center.

Betty Ann Ong, 45, Andover, Mass., Flight Crew, United 11, World Trade Center.

Michael C. Opperman, 45, Selden, N.Y., Aon Corporation, World Trade Center.

Christopher T. Orgielewicz, 35, Larchmont, N.Y., Sandler O'Neill + Partners, World Trade Center.

Margaret Quinn Orloske, 50, Windsor, Conn., Marsh & McLennan Companies, Inc., World Trade Center.

Virginia Anne Ormiston, 42, Marsh & McLennan Companies, Inc., World Trade Center.

Ruben S. Ornedo, 39, Los Angeles, Calif., Passenger, American 77, Pentagon.

Ronald Orsini, 59, Hillsdale, N.J., Cantor Fitzgerald, World Trade Center.

Peter Keith Ortale, 37, Euro Brokers, World Trade Center.

Juan Ortega-Campos, 32, Fine & Schapiro, World Trade Center.

Jane Marie Orth, 49, Haverhill, Mass., Passenger, United 11, World Trade Center.

Alexander Ortiz, 36, Empire BlueCross BlueShield contractor, World Trade Center.

David Ortiz, 37, Nanuet, N.Y., Port Authority of New York and New Jersey first responders, World Trade Center.

Emilio Pete Ortiz, 38, Queens, N.Y., Carr Futures, Inc., World Trade Center.

Pablo Ortiz, 49, Staten Island, N.Y., Port Authority of New York and New Jersey, World Trade Center.

Paul Ortiz, Jr., 21, Risk Waters Group conference attendee from Bloomberg L.P., World Trade Center.

Sonia Ortiz, 58, Flushing, N.Y., ABM Industries Inc., World Trade Center.

Masaru Ose, 36, Fort Lee, N.J., Fuji Bank, Ltd., World Trade Center.

Elsy Carolina Osorio Oliva, 27, Flushing, N.Y., General Telecommunications, World Trade Center.

James R. Ostrowski, 37, Cantor Fitzgerald, World Trade Center.

Jason Douglas Oswald, 28, New York City, Cantor Fitzgerald, World Trade Center.

Michael John Otten, 42, East Islip, N.Y., New York City Fire Department, World Trade Center.

Isidro D. Ottenwalder, 35, Windows on the World, World Trade Center.

Michael Chung Ou, 53, New York, New York State Department of Taxation and Finance, World Trade Center.

Todd Joseph Ouida, 25, River Edge, N.J., Cantor Fitzgerald, World Trade Center.

Jesus Ovalles, 60, Windows on the World, World Trade Center.

Peter J. Owens, Jr., 42, Williston Park, N.Y., Cantor Fitzgerald, World Trade Center.

Adianes Oyola, 23, Fuji Bank, Ltd., World Trade Center.

Angel M. Pabon, Jr., 53, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

Israel Pabon, Jr., 31, New York City, Cantor Fitzgerald, Forte Food Service, World Trade Center.

Roland Pacheco, 25, Alliance Consulting Group, World Trade Center.

Michael Benjamin Packer, 45, Hartsdale, N.Y., Risk Waters Group conference attendee from Merrill Lynch & Co., Inc., World Trade Center.

Diana B. Padro, 55, Woodbridge, Va., United States Army Civilian, Pentagon.

Deepa Pakkala, 31, Marsh & McLennan consultant, World Trade Center.

Jeffrey Matthew Palazzo, 33, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Thomas Palazzo, 44, Armonk, N.Y., Cantor Fitzgerald, World Trade Center.

Richard A. Palazzolo, 39, New York City, Cantor Fitzgerald, World Trade Center.

Orio Joseph Palmer, 45, Valley Stream, N.Y., New York City Fire Department, World Trade Center.

Frank Anthony Palombo, 46, Brooklyn, N.Y., New York City Fire Department, World Trade Center.

Alan N. Palumbo, 41, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Christopher Matthew Panatier, 36, Cantor Fitzgerald, World Trade Center.

Dominique Lisa Pandolfo, 27, Hoboken, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Jonas Martin Panik, 26, United States Naval Reserve, Pentagon.

Paul J. Pansini, 35, Staten Island, N.Y., New York City Fire Department, World Trade Center.

John M. Paolillo, 51, Glen Head, N.Y., New York City Fire Department, World Trade Center.

Edward Joseph Papa, 47, Oyster Bay, N.Y., Cantor Fitzgerald, World Trade Center.

Salvatore T. Papasso, 34, Staten Island, N.Y., New York State Department of Taxation and Finance, Revenue Crimes Bureau, World Trade Center.

James Nicholas Pappageorge, 29, New York City Fire Department, World Trade Center.

Marie Pappalardo, 53, Passenger, United 175, World Trade Center.

Vinod Kumar Parakat, 34, Cantor Fitzgerald, World Trade Center.

Vijayashanker Paramsothy, 23, Astoria, N.Y., Aon Corporation, World Trade Center.

Nitin Ramesh Parandkar, 27, Woodbrige, N.J., Marsh & McLennan visitor from Oracle Corporation, World Trade Center.

Hardai Parbhu, 42, Bronx, N.Y., Aon Corporation, World Trade Center.

Deepika Kumar Sattaluri, 33, Edison, N.J., Marsh & McLennan consultant from Wipro Ltd., World Trade Center.

Gregory Thomas Saucedo, 31, Brooklyn, N.Y., New York City Fire Department, World Trade Center.

Susan M. Sauer, 48, Chicago, Ill., Marsh & McLennan Companies, Inc., World Trade Center.

Anthony Savas, 72, Astoria, N.Y., Port Authority of New York and New Jersey, World Trade Center.

Vladimir Savinkin, 21, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

John Michael Sbarbaro, 45, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

David M. Scales, 44, Arlington, Va., United States Army, Pentagon.

Robert Louis Scandole, 36, Pelham, N.Y., Cantor Fitzgerald, World Trade Center.

Michelle Scarpitta, 26, Euro Brokers, World Trade Center.

Dennis Scauso, 46, Dix Hills, N.Y., New York City Fire Department, World Trade Center.

John Albert Schardt, 34, Staten Island, N.Y., New York City Fire Department, World Trade Center.

John G. Scharf, 29, Manorville, N.Y., Aon Corporation visitor, World Trade Center.

Fred C. Scheffold, Jr., 57, Piermont, N.Y., New York City Fire Department, World Trade Center.

Angela Susan Scheinberg, 46, Staten Island, N.Y., Empire BlueCross BlueShield, World Trade Center.

Scott Mitchell Schertzer, 28, Edison, N.J., Cantor Fitzgerald, World Trade Center.

Sean Schielke, 27, New York City, Cantor Fitzgerald, World Trade Center.

Steven Francis Schlag, 41, Franklin Lakes, N.J., Cantor Fitzgerald, World Trade Center.

Robert A. Schlegel, 38, United States Navy, Pentagon.

Jon Schlissel, 51, Jersey City, N.J., New York State Department of Taxation and Finance, World Trade Center.

Karen Helene Schmidt, 42, Bellmore, N.Y., IQ Financial Systems, Inc., World Trade Center.

Ian Schneider, 45, Cantor Fitzgerald, World Trade Center.

Thomas G. Schoales, 27, Stony Point, N.Y., New York City Fire Department, World Trade Center.

Marisa Dinardo Schorpp, 38, Cantor Fitzgerald, World Trade Center.

Frank G. Schott, Jr., 39, Massapequa, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Gerard Patrick Schrang, 45, Holbrook, N.Y. and Downsville, N.Y., New York City Fire Department, World Trade Center.

Jeffery H. Schreier, 48, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

John T. Schroeder, 31, Fred Alger Management, Inc., World Trade Center.

Susan Lee Schuler, 55, Sandler O'Neill + Partners, World Trade Center.

Edward W. Schunk, 54, Baldwin, N.Y., Cantor Fitzgerald, World Trade Center.

Mark Evan Schurmeier, 44, McLean, Va., Risk Waters Group conference attendee from The Federal Home Loan Mortgage Corporation, World Trade Center.

John Burkhart Schwartz, 49, New York City, Cantor Fitzgerald, World Trade Center.

Mark Schwartz, 50, West Hempstead, N.Y., Emergency Medical Services, World Trade Center.

Adriane Victoria Scibetta, 31, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Raphael Scorca, 61, Beachwood, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Janice M. Scott, 46, North Springfield, Va., United States Army Civilian, Pentagon.

Randolph Scott, 48, Stamford, Conn., Euro Brokers, World Trade Center.

Christopher Jay Scudder, 34, Monsey, N.Y., En Pointe Technologies, Inc., World Trade Center.

Arthur Warren Scullin, 57, Flushing, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Michael H. Seaman, 41, Cantor Fitzgerald, World Trade Center.

Margaret M. Seeliger, 34, New York City, Aon Corporation, World Trade Center.

Anthony Segarra, 52, Flushing, N.Y., Proven Electric Contracting, World Trade Center, died 11/28/01.

Carlos Segarra, 54, Brooklyn, N.Y., Wachovia Corporation, World Trade Center.

Jason M. Sekzer, 31, Forest Hills, N.Y., Cantor Fitzgerald, World Trade Center.

Matthew Carmen Sellitto, 23, New Vernon, N.J., Cantor Fitzgerald, World Trade Center.

Michael L. Selves, 53, Fairfax, Va., United States Army Civilian, Pentagon.

Howard Selwyn, 47, Hewlett, N.Y., Euro Brokers, World Trade Center.

Larry John Senko, 34, Yardley, Pa., Alliance Consulting Group, World Trade Center.

Arturo Angelo Sereno, 29, Cantor Fitzgerald contractor, World Trade Center.

Frankie Serrano, 23, Elizabeth, N.J., Genuity Solutions, World Trade Center.

Marian H. Serva, 47, Stafford, Va., United States Army Civilian, Pentagon.

Alena Sesinova, 57, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Adele Christine Sessa, 36, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

Sita Nermalla Sewnarine, 37, Brooklyn, N.Y., Fiduciary Trust Company International, World Trade Center.

Karen Lynn Seymour, 40, Garban Intercapital, World Trade Center.

Davis Grier Sezna, Jr., 22, Sandler O'Neill + Partners, World Trade Center.

Thomas Joseph Sgroi, 45, Marsh & McLennan Companies, Inc., World Trade Center.

Jayesh Shantilal Shah, 38, Edgewater, N.J., Cantor Fitzgerald, World Trade Center.

Khalid M. Shahid, 25, Union, N.J., Cantor Fitzgerald, World Trade Center.

Mohammed Shajahan, 41, Spring Valley, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Gary Shamay, 23, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

Earl Richard Shanahan, 50, Flushing, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Dan F. Shanower, 40, Arlington, Va., United States Navy, Pentagon.

Neil G. Shastri, 25, New York City, Cantor Fitzgerald consultant, World Trade Center.

Kathryn Anne Shatzoff, 37, Bronx, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Barbara A. Shaw, 57, Morris Township, N.J., Risk Waters Group conference attendee from Compaq Computer Corporation, World Trade Center.

Jeffrey James Shaw, 42, Levittown, N.Y., Forest Electric Corp., World Trade Center.

Robert John Shay, Jr., 27, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Daniel James Shea, 37, Pelham Manor, N.Y., Cantor Fitzgerald, World Trade Center.

Joseph Patrick Shea, 47, Pelham, N.Y., Cantor Fitzgerald, World Trade Center.

Kathleen Shearer, 61, Dover, N.H., Passenger, United 175, World Trade Center.

Robert M. Shearer, 63, Dover, N.H., Passenger, United 175, World Trade Center.

Linda June Sheehan, 40, New York City, Sandler O'Neill + Partners, World Trade Center.

Hagay Shefi, 34, Risk Waters Group conference attendee from GoldTier Technologies, World Trade Center.

Antionette M. Sherman, 35, United States Army Civilian, Pentagon.

John Anthony Sherry, 34, Rockville Centre, N.Y., Euro Brokers, World Trade Center.

Atsushi Shiratori, 36, New York, Cantor Fitzgerald, World Trade Center.

Thomas Joseph Shubert, 43, Tuckahoe, N.Y., Cantor Fitzgerald, World Trade Center.

Mark Shulman, 47, Old Bridge, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

See Wong Shum, 44, Westfield, N.J., New York Metropolitan Transportation Council, World Trade Center.

Allan Abraham Shwartzstein, 37, Pleasantville, N.Y., Cantor Fitzgerald, World Trade Center.

Clarin Shellie Siegel-Schwartz, 51, New York City, Aon Corporation, World Trade Center.

Johanna Sigmund, 25, New York City, Fred Alger Management, Inc., World Trade Center.

Dianne T. Signer and her unborn child, 32, Middle Village, N.Y., Fred Alger Management, Inc., World Trade Center.

Gregory Sikorsky, 34, New York City Fire Department, World Trade Center.

Stephen Gerard Siller, 34, Staten Island, N.Y., New York City Fire Department, World Trade Center.

David Silver, 35, New Rochelle, N.Y., Cantor Fitzgerald, World Trade Center.

Craig A. Silverstein, 41, Wyckoff, N.J., Sandler O'Neill + Partners, World Trade Center.

Nasima H. Simjee, 37, New York City, Fiduciary Trust Company International, World Trade Center.

Bruce Edward Simmons, 41, Ridgewood, N.J., Sandler O'Neill + Partners, World Trade Center.

Diane M. Simmons, 52, Great Falls, Va., Passenger, American 77, Pentagon.

Donald D. Simmons, 58, Dumfries, Va., United States Army Civilian, Pentagon.

George W. Simmons, 57, Great Falls, Va., Passenger, American 77, Pentagon.

Arthur Simon, 57, Thiells, N.Y., Fred Alger Management, Inc., World Trade Center.

Kenneth Alan Simon, 34, Cantor Fitzgerald, World Trade Center.

Michael J. Simon, 40, Cantor Fitzgerald, World Trade Center.

Paul Joseph Simon, 54, Staten Island, N.Y., Marsh & McLennan consultant, World Trade Center.

Marianne Liquori Simone, 62, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Barry Simowitz, 64, New York State Department of Taxation and Finance, World Trade Center.

Jane Louise Simpkin, 36, Wayland, Mass., Passenger, United 175, World Trade Center.

Jeff Lyal Simpson, 38, Woodbridge, Va., Emergency Medical Services, World Trade Center.

Cheryle D. Sincock, 53, United States Army Civilian, Pentagon.

Khamladai Khami Singh, 25, Woodhaven, N.Y., Windows on the World, World Trade Center.

Roshan Ramesh Singh, 21, Queens, N.Y., Windows on the World, World Trade Center.

Thomas E. Sinton III, 41, Croton-on-Hudson, N.Y., Cantor Fitzgerald, World Trade Center.

Peter A. Siracuse, 29, New York City, Cantor Fitzgerald, World Trade Center.

Muriel F. Siskopoulos, 60, Brooklyn, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.

Joseph Michael Sisolak, 35, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

John P. Skala, 31, Clifton, N.J., Port Authority Police Department, World Trade Center.

Francis Joseph Skidmore, Jr., 58, Mendham, N.J., Euro Brokers, World Trade Center.

Toyena Corliss Skinner, 27, Wachovia Corporation, World Trade Center.

Paul A. Skrzypek, 37, New York City, Cantor Fitzgerald, World Trade Center.

Christopher Paul Slattery, 31, New York City, Cantor Fitzgerald, World Trade Center.

Vincent Robert Slavin, 41, Rockaway Beach, N.Y., Cantor Fitzgerald, World Trade Center.

Robert F. Sliwak, 42, Wantagh, N.Y., Cantor Fitzgerald, World Trade Center.

Paul Kenneth Sloan, 26, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

Stanley S. Smagala, Jr., 36, Holbrook, N.Y., New York City Fire Department, World Trade Center.

Wendy L. Small, 26, Cantor Fitzgerald, World Trade Center.

Gregg H. Smallwood, 44, Woodbridge, Va., United States Navy, Pentagon.

Catherine T. Smith, 44, Manahawkin, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Daniel Laurence Smith, 47, Euro Brokers, World Trade Center.

Gary F. Smith, 55, Alexandria, Va., United States Army Civilian, Pentagon.

George Eric Smith, 38, West Chester, Pa., Fiduciary Trust Company contractor from SunGard Data Systems, Inc., World Trade Center.

Heather Lee Smith, 30, Passenger, United 11, World Trade Center.

James Gregory Smith, 43, Garden City, N.Y., Cantor Fitzgerald, World Trade Center.

Jeffrey R. Smith, 36, New York City, Sandler O'Neill + Partners, World Trade Center.

Joyce Patricia Smith, 55, Springfield Gardens, N.Y., Cantor Fitzgerald, Forte Food Service, World Trade Center.

Karl T. Smith, Sr., 44, Little Silver, N.J., Cantor Fitzgerald, World Trade Center.

Kevin Joseph Smith, 47, Mastic, N.Y., New York City Fire Department, World Trade Center.

Leon Smith, Jr., 48, Brooklyn, N.Y., New York City Fire Department, World Trade Center.

Moira Ann Smith, 38, Queens Village, N.Y., New York City Police Department, World Trade Center.

Rosemary A. Smith, 61, Staten Island, N.Y., Sidley Austin Brown & Wood LLP, World Trade Center.

Bonnie Shihadeh Smithwick, 54, Quogue, N.Y., Fred Alger Management, Inc., World Trade Center.

Rochelle Monique Snell, 24, Mount Vernon, N.Y., Regus PLC, World Trade Center.

Christine Ann Snyder, 32, Kailua, Hawaii, Passenger, United 93, Shanksville, Pa..

Dianne Bullis Snyder, 42, Westport Point, Mass., Flight Crew, United 11, World Trade Center.

Leonard J. Snyder, Jr., 34, Aon Corporation, World Trade Center.

Astrid Elizabeth Sohan, 32, Freehold, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Sushil S. Solanki, 35, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

RubDen Solares, 51, Cantor Fitzgerald, World Trade Center.

Naomi Leah Solomon, 52, New York City, Risk Waters Group conference attendee from Callixa Corporation, World Trade Center.

Daniel W. Song, 34, New York City, Cantor Fitzgerald, World Trade Center.

Mari-Rae Sopper, 35, Washington, D.C., Passenger, American 77, Pentagon.

Michael Charles Sorresse, 34, Parsippany, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Fabian Soto, 31, ABM Industries Inc., World Trade Center.

Timothy Patrick Soulas, 35, Cantor Fitzgerald, World Trade Center.

Gregory Thomas Spagnoletti, 32, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.

Donald F. Spampinato, Jr., 39, Manhasset, N.Y., Cantor Fitzgerald, World Trade Center.

Thomas Sparacio, 35, Euro Brokers, World Trade Center.

John Anthony Spataro, 32, Mineola, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Robert W. Spear, Jr., 30, Valley Cottage, N.Y., New York City Fire Department, World Trade Center.

Robert Speisman, 48, Irvington, N.Y., Passenger, American 77, Pentagon.

Maynard S. Spence, Jr., 42, Atlanta, Ga., Marsh & McLennan Companies, Inc., World Trade Center.

George Edward Spencer III, 50, Euro Brokers, World Trade Center.

Robert Andrew Spencer, 35, Middletown, N.J., Cantor Fitzgerald, World Trade Center.

Mary Rubina Sperando, 39, Risk Waters Group conference attendee from Encompys, World Trade Center.

Frank Spinelli, 44, Short Hills, N.J., Cantor Fitzgerald, World Trade Center.

William E. Spitz, 49, Oceanside, N.Y., Cantor Fitzgerald, World Trade Center.

Joseph Patrick Spor, Jr., 35, Somers, N.Y., New York City Fire Department, World Trade Center.

Klaus Johannes Sprockamp, 42, LION Bioscience AG, World Trade Center.

Saranya Srinuan, 23, New York City, Cantor Fitzgerald, World Trade Center.

Fitzroy St. Rose, 40, Bronx, N.Y., General Telecommunications, World Trade Center.

Michael F. Stabile, 50, Staten Island, N.Y., Euro Brokers, World Trade Center.

Lawrence T. Stack, 58, Lake Ronkonkoma, N.Y., New York City Fire Department, World Trade Center.

Timothy M. Stackpole, 42, Brooklyn, N.Y., New York City Fire Department, World Trade Center.

Richard James Stadelberger, 55, Middletown, N.J., Fiduciary Trust Company International, World Trade Center.

Eric Adam Stahlman, 43, Cantor Fitzgerald, World Trade Center.

Gregory Stajk, 46, Long Beach, N.Y., New York City Fire Department, World Trade Center.

Alexandru Liviu Stan, 34, Cantor Fitzgerald contractor, World Trade Center.

Corina Stan, 31, New York, Cantor Fitzgerald, World Trade Center.

Mary Domenica Stanley, 53, Marsh & McLennan Companies, Inc., World Trade Center.

Anthony Starita, 35, Cantor Fitzgerald, World Trade Center.

Jeffrey Stark, 30, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Derek James Statkevicus, 30, Norwalk, Conn., Keefe, Bruyette & Woods, Inc., World Trade Center.

Patricia J. Statz, 41, United States Army Civilian, Pentagon.

Craig William Staub, 30, Basking Ridge, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.

William V. Steckman, 56, Hempstead, N.Y., WNBC, World Trade Center.

Eric Thomas Steen, 32, Euro Brokers, World Trade Center.

William R. Steiner, 56, Solebury, Pa., Marsh & McLennan Companies, Inc., World Trade Center.

Alexander Robbins Steinman, 32, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.

Edna L. Stephens, 53, Capitol Heights, Md., United States Army Civilian, Pentagon.

Andrew Stergiopoulos, 23, New York City, Cantor Fitzgerald, World Trade Center.

Andrew J. Stern, 41, Bellmore, N.Y., Cantor Fitzgerald, World Trade Center.

Norma Lang Steuerle, 54, Alexandria, Va., Passenger, American 77, Pentagon.

Martha Jane Stevens, 55, Aon Corporation, World Trade Center.

Michael James Stewart, 42, New York, Carr Futures, Inc., World Trade Center.

Richard H. Stewart, Jr., 35, New York City, Cantor Fitzgerald, World Trade Center.

Sanford M. Stoller, 54, Brooklyn, N.Y., Marsh & McLennan consultant from Accenture, World Trade Center.

Douglas Joel Stone, 54, Passenger, United 11, World Trade Center.

Lonny Jay Stone, 43, Bellmore, N.Y., Carr Futures, Inc., World Trade Center.

Jimmy Nevill Storey, 58, Katy, Texas, Marsh & McLennan Companies, Inc., World Trade Center.

Timothy Stout, 42, Cantor Fitzgerald, World Trade Center.

Thomas Strada, 41, Chatham, N.J., Cantor Fitzgerald, World Trade Center.

James J. Straine, Jr., 36, Oceanport, N.J., Cantor Fitzgerald, World Trade Center.

Edward W. Straub, 48, Aon Corporation, World Trade Center.

George J. Strauch, Jr., 53, Avon-by-the-Sea, N.J., Aon Corporation, World Trade Center.

Edward Thomas Strauss, 44, Edison, N.J., Port Authority of New York and New Jersey first responders, World Trade Center.

Steven R. Strauss, 51, Queens, N.Y., Morgan Stanley contractor from International Brotherhood of Electrical Workers, World Trade Center.

Larry L. Strickland, 52, United States Army, Pentagon.

Steven F. Strobert, 33, Ridgewood, N.J., Cantor Fitzgerald, World Trade Center.

Walwyn Wellington Stuart, Jr., 28, Valley Stream, N.Y., Port Authority Police Department, World Trade Center.

Benjamin Suarez, 34, New York City Fire Department, World Trade Center.

David Scott Suarez, 24, Princeton Junction, N.J., Marsh & McLennan consultant from Deloitte & Touche LLP, World Trade Center.

Ramon Suarez, 45, New York City Police Department, World Trade Center.

Dino Xavier Suarez Ramirez, 41, Chino Hills, Calif., Passenger, United 11, World Trade Center.

Yoichi Sumiyama Sugiyama, 34, Fort Lee, N.J., Fuji Bank, Ltd., World Trade Center.

William Christopher Sugra, 30, New York, Cantor Fitzgerald, World Trade Center.

Daniel Thomas Suhr, 37, Rockaway, N.Y., New York City Fire Department, World Trade Center.

David Marc Sullins, 30, Glendale, N.Y., Emergency Medical Services, World Trade Center.

Christopher P. Sullivan, 39, North Massapequa, N.Y., New York City Fire Department, World Trade Center.

Patrick Sullivan, 32, Cantor Fitzgerald, World Trade Center.

Thomas G. Sullivan, 38, Kearny, N.J., Harvey Young Yurman, Inc., World Trade Center.

Hilario Soriano Sumaya, Jr., 42, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

James Joseph Suozzo, 47, Cantor Fitzgerald, World Trade Center.

Colleen M. Supinski, 27, New York City, Sandler O'Neill + Partners, World Trade Center.

Robert Sutcliffe, 39, Harvey Young Yurman, Inc., World Trade Center.

Seline Sutter, 63, New York City, Association of International Recruiters, World Trade Center.

Claudia Suzette Sutton, 34, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.

John Francis Swaine, 36, Cantor Fitzgerald, World Trade Center.

Kristine M. Swearson, 34, Cantor Fitzgerald, World Trade Center.

Brian David Sweeney, 38, Barnstable, Mass., Passenger, United 175, World Trade Center.

Brian Edward Sweeney, 29, Merrick, N.Y., New York City Fire Department, World Trade Center.

Madeline Amy Sweeney, 35, Acton, Mass., Flight Crew, United 11, World Trade Center.

Kenneth J. Swenson, 40, Cantor Fitzgerald, World Trade Center.

Thomas F. Swift, 30, Jersey City, N.J., Morgan Stanley, World Trade Center.

Derek Ogilvie Sword, 29, New York, Keefe, Bruyette & Woods, Inc., World Trade Center.

Kevin Thomas Szocik, 27, Garden City, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.

Gina Sztejnberg, 52, Ridgewood, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Norbert P. Szurkowski, 31, Brooklyn, N.Y., Cantor Fitzgerald contractor, World Trade Center.

Harry Taback, 56, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.

Joann C. Tabeek, 41, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.

Norma C. Taddei, 64, Marsh & McLennan Companies, Inc., World Trade Center.

Michael Taddonio, 39, Huntington, N.Y., Euro Brokers, World Trade Center.

Keiichiro Takahashi, 53, Port Washington, N.Y., Euro Brokers, World Trade Center.

Keiji Takahashi, 42, Tenafly, N.J., Fuji Bank, Ltd., World Trade Center.

Phyllis Gail Talbot, 53, Marsh & McLennan Companies, Inc., World Trade Center.

Robert R. Talhami, 40, Shrewsbury, N.J., Cantor Fitzgerald, World Trade Center.

John Talignani, 74, New Port Richey, Fla. and Staten Island, N.Y., Passenger, United 93, Shanksville, Pa..

Sean Patrick Tallon, 29, Yonkers, N.Y., New York City Fire Department, World Trade Center.

Paul Talty, 40, Wantagh, N.Y., New York City Police Department, World Trade Center.

Maurita Tam, 22, New York, Aon Corporation, World Trade Center.

Rachel Tamares, 30, Aon Corporation, World Trade Center.

Hector Rogan Tamayo, 51, Holliswood, N.Y., Harris Beach contractor from Vanderbilt Group, Inc., World Trade Center.

Michael Andrew Tamuccio, 37, Pelham Manor, N.Y., Fred Alger Management, Inc., World Trade Center.

Kenichiro Tanaka, 52, Rye Brook, N.Y., Fuji Bank, Ltd., World Trade Center.

Rhondelle Cherie Tankard, 31, Bermuda, Aon Corporation, World Trade Center.

Michael Anthony Tanner, 44, Secaucus, N.J., Cantor Fitzgerald, World Trade Center.

Dennis Gerard Taormina, Jr., 36, Montville, N.J., Marsh & McLennan Companies, Inc., World Trade Center.

Kenneth Joseph Tarantino, 39, Bayonne, N.J., Cantor Fitzgerald, World Trade Center.

Allan Tarasiewicz, 45, Staten Island, N.Y., New York City Fire Department, World Trade Center.

Michael C. Tarrou, 38, Flight Crew, United 175, World Trade Center.

Ronald Tartaro, 38, Fred Alger Management, Inc., World Trade Center.

Deborah Tavolarella, 46, Dedham, Mass., Passenger, United 175, World Trade Center.

Darryl Anthony Taylor, 52, General Telecommunications, World Trade Center.

Donnie Brooks Taylor, 40, Aon Corporation, World Trade Center.

Hilda E. Taylor, 58, Forestville, Md., Passenger, American 77, Pentagon.

Kip P. Taylor, 38, United States Army, Pentagon.

Leonard E. Taylor, Passenger, American 77, Pentagon.

Lorisa Ceylon Taylor, 31, Marsh & McLennan Companies, Inc., World Trade Center.

Michael Morgan Taylor, 42, Cantor Fitzgerald, World Trade Center.

Sandra C. Taylor, 50, Alexandria, Va., United States Army Civilian, Pentagon.

Sandra Dawn Teague, 31, Fairfax, Va., Passenger, American 77, Pentagon.

Karl W. Teepe, 57, Centreville, Va., Defense Intelligence Agency, Pentagon.

Paul A. Tegtmeier, 41, Hyde Park, N.Y., New York City Fire Department, World Trade Center.

Yeshavant Moreshwar Tembe, 59, New York State Department of Taxation and Finance, World Trade Center.

Anthony Tempesta, 38, Elizabeth, N.J., Cantor Fitzgerald, World Trade Center.

Dorothy Pearl Temple, 52, New York State Department of Taxation and Finance, World Trade Center.

Stanley L. Temple, 77, Cantor Fitzgerald contractor, World Trade Center.

David Gustaf Peter Tengelin, 25, New York City, Marsh & McLennan Companies, Inc., World Trade Center.

Brian John Terrenzi, 28, Hicksville, N.Y., Cantor Fitzgerald, World Trade Center.

Lisa Marie Terry, 42, Oakland Township, Mich., Marsh & McLennan Companies, Inc., World Trade Center.

Goumatie Thackurdeen, 35, Ozone Park, N.Y., Fiduciary Trust

​